Bill

SB 61

INSURANCE RATES: Provides for the use of credit information in underwriting or rating of certain personal insurance policies. (8/1/25)

2025 Regular Session Introduced by Regina Barrow and 26 co-sponsors

Louisiana permits insurers to use credit information in personal insurance underwriting and rating, effective July 2026, potentially raising premiums for consumers with poor credit scores.

Signed by the Governor. Becomes Act No. 465.

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Versions

SB61 Original www.legis.la.gov

Senate Committee Amendment, #1292, INS, Draft www.legis.la.gov

SB61 Act www.legis.la.gov

SB61 Engrossed www.legis.la.gov

House Committee Amendment, #3412, INS, Draft www.legis.la.gov

Senate Committee Amendment, #1395, INS, Adopted www.legis.la.gov

House Committee Amendment, #3561, INS, Draft www.legis.la.gov

Senate Committee Amendment, #1395, INS, Proposed www.legis.la.gov

SB61 Enrolled www.legis.la.gov

House Committee Amendment, #3622, INS, Adopted www.legis.la.gov

Bill text & amendments

Resume Digest for SB61 House Committee Redigest of SB61 Digest of SB61 Original Digest of SB61 Engrossed Summary of House Amendments to SB61

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