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Bill

SB 382

Vehicle repossessions.

2025-2026 Regular Session Introduced by Tony Strickland

SB 382 modifies California vehicle repossession procedures, currently under review with multiple committee referrals and pending amendments affecting creditor and consumer protections.

April 21 set for first hearing canceled at the request of author.
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Bill Summary · SB 382

Legislative bill overview

SB 382 addresses vehicle repossession procedures in California, though the specific provisions are not detailed in the legislative history provided. The bill has been through multiple committee referrals (Business, Professions & Economic Development; Judiciary; Rules & Legislative Scheduling) and has undergone author amendments, indicating substantive revisions during the legislative process.

Why is this important

Vehicle repossession directly affects consumers with auto loans and the financial institutions that extend credit. Changes to repossession law can influence lending practices, consumer protections, and the balance of power between creditors and borrowers in cases of default.

Potential points of contention

  • Creditor vs. consumer protections: The bill may shift the balance between lenders' rights to recover assets and borrowers' rights to due process or notice requirements
  • Repossession procedures and conduct: Disputes may arise over what constitutes legal repossession (timing, location, use of force, breach of peace standards)
  • Notice and cure rights: Whether borrowers receive adequate opportunity to remedy defaults before asset seizure

Compiled from official sources — confirm details with the bill’s official record.

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