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Bill

SCR 94

Urges U.S. Department of Justice to investigate certain claims handling practices related to Superstorm Sandy flood insurance claims.

2026-2027 Regular Session Introduced by Jim Holzapfel

New Jersey urges federal investigation into whether insurers mishandled Superstorm Sandy flood claims through potentially unlawful practices over a decade after the disaster.

Introduced in the Senate, Referred to Senate Commerce Committee
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Bill Summary · SCR 94

Legislative bill overview

SCR 94 is a New Jersey Senate Concurrent Resolution that calls on the U.S. Department of Justice to investigate how insurance companies handled flood insurance claims following Superstorm Sandy (2012). The resolution expresses concern about specific claims handling practices that allegedly may have violated federal law or regulations.

Why is this important

Superstorm Sandy caused unprecedented damage across New Jersey and the broader Northeast, generating hundreds of thousands of insurance claims. How insurers processed these claims—particularly regarding denials, underpayments, or procedural issues—affects whether victims received fair compensation and sets precedent for future disaster response. This investigation request suggests legislators believe some claimants may have been treated unfairly or unlawfully.

Potential points of contention

  • Statute of limitations: Superstorm Sandy occurred in 2012; investigating claims handling over a decade later raises questions about whether evidence still exists and whether companies can be held accountable
  • Scope of authority: The resolution urges DOJ action but lacks specificity about which practices warrant investigation or what evidence supports the claims
  • Insurance industry impact: Insurers may argue the resolution unfairly targets them without acknowledging complex claims assessment challenges or that disputes were addressed through existing legal channels

Compiled from official sources — confirm details with the bill’s official record.

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