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Bill

HB 1993

TO PREVENT MOTOR VEHICLE INSURANCE FRAUD.

2025 Regular Session Introduced by Justin Boyd and 1 co-sponsor

HB 1993 aimed to prevent motor vehicle insurance fraud by clarifying fault in accidents, protecting insurers and honest drivers from fraudulent claims.

Died in House Committee at Sine Die adjournment.
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WeVote Research Nonpartisan
Bill Summary · HB 1993

Summary of House Bill 1993: To Prevent Motor Vehicle Insurance Fraud

Bill Information:
- Bill Number: HB 1993
- Title: To Prevent Motor Vehicle Insurance Fraud
- Status: Died in House Committee at Sine Die adjournment
- Introduced: April 07, 2025
- Classification: Bill

Purpose and Intent

House Bill 1993 was introduced to address and prevent motor vehicle insurance fraud in the state of Arkansas. The bill aimed to clarify the determination of fault in specific motor vehicle accident scenarios, particularly those involving multiple vehicles and allegations of leaving the scene.

Key Provisions

The bill proposed an amendment to the Arkansas Code Title 23, Chapter 66, Subchapter 5, adding a new section (23-66-514) that outlined the following:

  1. Prohibition of Fraudulent Claims:

    • The bill specifically addressed situations where a driver (Driver B) rear-ends another vehicle (Driver A) and claims that a third vehicle (Driver C) caused the accident by leaving the scene.
    • If Driver C is not present and there is no visible damage to Driver B's vehicle, the bill stipulates that Driver C cannot be held at fault for the accident.

  2. Fault Determination:

    • Under the proposed law, the fault for the accident would be assigned to Driver B, the individual who rear-ended Driver A, thereby preventing fraudulent claims that could arise from the alleged actions of Driver C.

Impact

The intended impact of HB 1993 was to:
- Protect Insurance Companies: By clarifying fault in rear-end collisions, the bill aimed to reduce the number of fraudulent claims made against insurance companies, potentially lowering costs for policyholders.
- Provide Clarity for Drivers: The bill sought to provide clearer guidelines for drivers involved in accidents, ensuring that fault is assigned based on observable evidence rather than unverified claims.

Legislative Timeline

  • April 07, 2025: HB 1993 was filed.
  • April 08, 2025: The bill was read for the first time, rules were suspended, and it was read a second time before being referred to the Committee on Public Transportation - House.
  • May 05, 2025: The bill died in the House Committee at Sine Die adjournment, meaning it did not advance for further consideration.

Conclusion

While HB 1993 aimed to strengthen the legal framework against motor vehicle insurance fraud in Arkansas, it ultimately did not progress through the legislative process. The proposed changes would have clarified fault in specific accident scenarios, potentially reducing fraudulent claims and protecting both insurers and honest drivers.

Compiled from official sources — confirm details with the bill’s official record.

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