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Bill

S 951

Safe Homes Act

2025-2026 Regular Session Introduced by Tom Davis

South Carolina bill addressing residential property safety and insurance requirements, referred to Banking and Insurance Committee in February 2026.

Referred to Committee on Banking and Insurance
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Bill Summary · S 951

Legislative bill overview

S 951, the Safe Homes Act, is a South Carolina bill introduced by Tom Davis that addresses residential property safety and insurance requirements. The bill was referred to the Committee on Banking and Insurance on February 24, 2026, indicating it likely involves property insurance standards, coverage mandates, or safety regulations for residential dwellings.

Why is this important

Property insurance and housing safety standards directly affect homeowners' costs, liability protections, and access to affordable coverage. Legislation in this area can influence insurance market competitiveness, premium rates, and the state's ability to attract insurers in a competitive marketplace.

Potential points of contention

  • Insurance mandates vs. market freedom: Requirements for specific safety features or coverage types may increase costs for homeowners while some argue market competition should determine standards
  • Affordability concerns: New safety requirements could raise home modification costs, particularly burdening lower-income homeowners
  • Enforcement and compliance: Determining how safety standards will be verified and enforced, and what penalties apply for non-compliance, remains unclear

Compiled from official sources — confirm details with the bill’s official record.

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