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Bill

A 5746

Requires the superintendent of financial services to audit certain reports to ensure such insurers are in full compliance with federal and state mental health and substance use disorder parity requirements

2025 Regular Session Introduced by Keith Brown and 2 co-sponsors

Bill A 5746 would have required audits of insurers to ensure compliance with mental health and substance use disorder parity laws, promoting equitable access to care.

ENACTING CLAUSE STRICKEN
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WeVote Research Nonpartisan
Bill Summary · A 5746

Summary of Bill A 5746

Bill Information

  • Bill Number: A 5746
  • Title: Requires the superintendent of financial services to audit certain reports to ensure such insurers are in full compliance with federal and state mental health and substance use disorder parity requirements
  • Status: Enacting Clause Stricken
  • Introduced: February 20, 2025
  • Classification: Bill

Purpose and Intent

Bill A 5746 was introduced with the primary aim of enhancing oversight of insurance companies regarding their compliance with mental health and substance use disorder parity laws. These laws are designed to ensure that mental health and substance use disorder services are covered by insurance plans on par with physical health services, thereby promoting equitable access to necessary care.

Key Provisions

  • Audit Requirement: The bill mandates that the superintendent of financial services conduct audits on specific reports submitted by insurers. This is intended to verify that these insurers are fully compliant with both federal and state parity requirements related to mental health and substance use disorders.
  • Focus on Compliance: The bill emphasizes the importance of adherence to existing laws that require insurers to provide equal coverage for mental health and substance use treatment as they do for other medical conditions.

Impact

  • Insurers Affected: The legislation would directly impact insurance companies operating within the jurisdiction, requiring them to prepare for audits and ensure their reporting practices align with parity laws.
  • Consumers and Patients: By enforcing compliance, the bill aims to benefit consumers who rely on mental health and substance use services, ensuring they receive equitable treatment and coverage.

Legislative Actions

  • Introduced: The bill was introduced on February 20, 2025, and was referred to the Insurance Committee for consideration.
  • Status Update: On May 20, 2025, the enacting clause of the bill was stricken, indicating that the bill will not proceed further in the legislative process.

Related Bills

  • A 9683: This bill is noted as a related measure from a prior session, suggesting that there may have been previous attempts to address similar issues regarding mental health and substance use disorder parity.

Conclusion

While Bill A 5746 aimed to strengthen the enforcement of parity laws in mental health and substance use treatment, its current status indicates that it will not advance in the legislative process. The implications of this bill highlight ongoing concerns about equitable access to mental health services and the need for robust oversight of insurance practices.

Compiled from official sources — confirm details with the bill’s official record.

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