Requires sports wagering licensees to adopt and publish rules governing wagering account limitations and to notify patrons when accounts are limited.

2026-2027 Regular Session Introduced by Paul Moriarty and 1 co-sponsor

Sports wagering licensees must publish and enforce transparent account limits with notices, periodic reviews, annual reports, and public posting of rules.

Referred to Senate Budget and Appropriations Committee

Summary of Bill S 3419 (New Jersey, 222nd Legislature)

Purpose and intent

S 3419 requires sports wagering licensees and their contracted operators to establish, publish, and enforce rules governing wagering account limitations. The goal is to enhance transparency and consumer protection by standardizing how account limits are set, communicated, reviewed, and reported.

Key provisions and changes

Adoption of account limitation rules: Each sports wagering licensee (and their contracted operators) must adopt rules detailing permissible limitations on wagering accounts. Examples include:

Play-time limits
Maximum wager amounts
Deposit and withdrawal restrictions

Approval and public availability: The rules must be submitted to and approved by the Division of Gaming Enforcement (DGE) and then conspicuously displayed in the wagering lounge, posted on the operator’s website, included in the account terms and conditions, and readily available to all patrons.

Written notice for limitations: When a limitation is placed on an account, the licensee/operator must provide the patron with written notice and an explanation for the limitation.

Periodic review of limitations: Each limited account must be reviewed at periodic intervals per standards established by the DGE to determine whether the account should remain limited or have the limitations removed.

Annual reporting: Licensees/operators must submit an annual report to the DGE detailing the frequency and types of limitations imposed on wagering accounts. The DGE may request additional information as needed to assess compliance.

Regulatory authority: The DGE is empowered to establish additional rules and regulations under the Administrative Procedure Act to implement the provisions of the bill.

Effective date: The act takes effect immediately upon enactment.

Who is affected

Sports wagering licensees (and their contracted operators) operating in New Jersey.

Patrons and customers using wagering accounts, who will receive notices and have access to published rules and terms.

The Division of Gaming Enforcement (DGE), which will approve rules, set standards for review intervals, and collect annual compliance reports.

Procedural and timeline aspects

The bill outlines an immediate effective date upon enactment.

It directs the DGE to establish standards for periodic reviews and to adopt implementing regulations as needed.

Annual reporting to the DGE is mandatory, with potential for additional information requests.

Additional notes

The bill emphasizes transparency by requiring public posting of the rules and clear written explanations to patrons when limitations are imposed.

It does not prescribe exact numeric thresholds for limits, leaving specifics to licensees within DGE-approved guidelines.

Co-sponsors: Shirley Turner, Paul Moriarty. Introduced February 9, 2026; reported with amendments May 21, 2026.