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Bill

S 4108

Requires SNAP retailers to take measures to help prevent card skimming.

2026-2027 Regular Session Introduced by Angela McKnight and 2 co-sponsors

NJ S 4108 requires SNAP retailers to implement measures at POS to prevent card skimming and protect SNAP benefits.

Introduced in the Senate, Referred to Senate Health, Human Services and Senior Citizens Committee
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WeVote Research Nonpartisan
Bill Summary · S 4108

Summary of New Jersey Bill S 4108 (Session 222)

Purpose and Intent

  • The bill is titled: Requires SNAP retailers to take measures to help prevent card skimming.
  • Primary aim: To reduce fraud and unauthorized use of Supplemental Nutrition Assistance Program (SNAP) benefits by implementing security measures at retailers that participate in SNAP.

Key Provisions and Changes

  • Retailer Responsibilities: SNAP-authorized retailers would be required to adopt specific measures designed to prevent card skimming and related misuse of SNAP benefits. While the exact measures are not enumerated in the information provided, typical provisions in this policy area include: enhanced point-of-sale (POS) security, staff training on recognizing fraudulent card activity, public awareness signage, and procedures for reporting suspected skimming.
  • Compliance and Standards: Retailers would likely need to meet defined standards or practices related to fraud prevention to maintain SNAP authorization or receive certain incentives/avoid penalties. The bill would set expectations for how retailers must protect customers’ payment information and SNAP benefit data.
  • Oversight and Enforcement: The bill would establish or reference oversight mechanisms to ensure retailer compliance, which could include audits, reporting requirements, and potential penalties for noncompliance.
  • Collaboration with State Agencies: Implementation would involve coordination with state agencies responsible for SNAP administration and consumer protection, ensuring alignment with existing fraud-prevention and data-security frameworks.

Who Would Be Affected

  • SNAP-Authorized Retailers: Businesses that sell food and other eligible items under SNAP and participate in the SNAP program in New Jersey.
  • SNAP Beneficiaries: Recipients could experience enhanced protection against card skimming and fraud at points of sale.
  • State Agencies: Agencies overseeing SNAP administration and consumer protection would implement, regulate, and enforce the new measures.

Procedural and Timeline Aspects

  • Introduction and Referral: The bill was introduced in the New Jersey Senate and referred to the Senate Health, Human Services and Senior Citizens Committee on May 4, 2026.
  • Next Steps: Committee consideration would determine whether the bill moves forward to the full Senate for a vote, potential amendments, and eventual reconciliation with any companion measures in the Assembly (if applicable) before becoming law.

Additional Context

  • Sponsors: The bill lists two Senate co-sponsors:
    • Teresa Ruiz
    • Angela McKnight
  • The goal aligns with broader consumer-protection and fraud-prevention efforts in SNAP, aiming to secure program integrity and customer trust at the point of sale.

Notes

  • The provided summary is based on the bill’s title and committee action. Specific statutory language (e.g., exact measures retailers must implement, compliance timelines, penalties, and funding provisions) will clarify the precise scope and enforceability once the bill’s text is published and analyzed.

Compiled from official sources — confirm details with the bill’s official record.

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