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Bill

HB 1658

Requires insurance coverage of orthotic devices

2026 Regular Session Introduced by Mike Steinmeyer

Missouri bill mandates insurance coverage of orthotic devices to improve patient access to braces and supports for mobility and injury management.

Referred: Emerging Issues(H)
#disabilities #healthcare #insurance-health
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Bill Summary · HB 1658

Legislative bill overview

HB 1658 would mandate that insurance plans provide coverage for orthotic devices in Missouri. Orthotic devices are custom-made or off-the-shelf supports designed to correct, support, or improve the function of body parts affected by injury, disease, or deformity (braces, shoe inserts, etc.). The bill requires insurers to include these devices in their coverage policies, though specific details about coverage limits, copayments, or which devices qualify would depend on the bill's full language.

Why is this important

Orthotic devices can significantly improve mobility, reduce pain, and prevent further injury or complications for patients with conditions ranging from diabetes to arthritis to sports injuries. Without insurance coverage, these devices become out-of-pocket expenses that many patients cannot afford, potentially leading to delayed treatment and worse health outcomes. This bill directly affects the affordability of care for Missourians with musculoskeletal conditions and disabilities.

Potential points of contention

  • Cost to insurers and premiums: Insurance companies argue that mandated coverage increases their costs, which could be passed to consumers through higher premiums for everyone
  • Definition and scope: Disagreement over which devices should qualify as medically necessary (e.g., custom vs. standard devices, cosmetic vs. functional) and who determines this
  • Prior authorization requirements: Whether patients need pre-approval from insurers before obtaining devices, which affects access speed and convenience

Compiled from official sources — confirm details with the bill’s official record.

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