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Bill

Bill

S 756

Requires insurance contracts to cover neuropsychological examinations for dyslexia

2025 Regular Session Introduced by Brad Hoylman-Sigal

New Jersey SAFER APP authorizes the AG to order turn-by-turn navigation apps to detour traffic during ongoing emergency conditions and protect emergency response access.

SUBSTITUTED BY A419
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Bill Summary · S 756

Note on source materials
- The documents you provided contain conflicting and mixed texts. The bill title you gave (requiring insurance contracts to cover neuropsychological examinations for dyslexia) does not appear in the attached materials. Instead, the attachments primarily contain: (1) New Jersey Senate Bill No. 756 (the “Swift Access For Emergency Response Actions Preservation Program” or SAFER APP) concerning turn‑by‑turn navigation systems, and (2) a Massachusetts Senate draft about expanding hearing‑aid insurance coverage. Because the SAFER APP text is the consistent, detailed legislative material in the packet and matches the S.756 docket references, the summary below focuses on S.756 as presented (SAFER APP). If you intended a different S.756 (neuropsychological/dyslexia coverage), please supply that text and I will summarize it.

Summary — S.756 (SAFER APP): Swift Access For Emergency Response Actions Preservation Program
Purpose and intent
- Establish a process to identify and respond to localized traffic emergencies caused or worsened by the routing guidance of turn‑by‑turn navigation systems (e.g., apps that direct drivers onto roads unsuitable for high volumes), in order to protect public safety and preserve timely emergency response access.

Key definitions
- “Turn‑by‑turn navigation system”: software/application using GPS to provide drivers voice/visual directions.
- “Emergency traffic condition”: recurring periods of excessive vehicular traffic that materially interfere with emergency response or endanger public safety (e.g., diversion from highways to local roads, delays in emergency response, increased accidents).
- “Ongoing emergency traffic condition”: a persistent or recurring emergency traffic condition.

Core provisions and procedure
- Municipal resolution: A municipality’s governing body may adopt a resolution (with supporting data) asking the Attorney General (AG) to investigate whether navigation guidance has caused or contributed to an ongoing emergency traffic condition.
- Review by Commissioner of Transportation: Resolutions are subject to review/approval by the Commissioner; the commissioner must approve or disapprove within 90 days (and explain disapprovals in writing).
- AG investigation and authority: Upon acceptance, the AG (consulting with the Commissioner and local authorities) may investigate. If the AG determines the navigation guidance resulted in or contributed to an ongoing emergency traffic condition, the AG may order the operator(s) of the navigation system to detour/reroute/divert traffic when providing driver instructions to alleviate the condition.
- Notice/coordination: The AG’s notice is to be provided electronically and in writing to navigation operators, and copies to the affected municipality and the Commissioner.
- Duration, renewal, and review: Directives must specify a duration (not to exceed 12 months). Directives may be renewed after reassessment; the AG must review each directive at least annually and rescind it when the condition no longer exists.
- Limited exemptions: Navigation instructions directing users to hospitals or police stations are excluded from the statute.

Enforcement and penalties
- Operators who fail to comply with an AG order to alter routing guidance are subject to fines between $1,000 and $5,000 per day until compliance.
- Fines may be collected via summary proceedings under New Jersey’s Penalty Enforcement Law; allocation of collected fines varies by provision (municipal vs. general fund depending on the subsection/event).

Other provisions
- The AG may consider criteria such as traffic volume/congestion, accident frequency, emergency response times, and comparative travel time savings when evaluating requests.
- Legislative findings emphasize narrow tailoring to public safety and consideration of commerce/Dormant Commerce Clause concerns.
- Some committee language directed the AG and Commissioner to coordinate and consider freight corridors and constitutional implications.

Who is affected
- Turn‑by‑turn navigation system operators (national and local providers).
- Municipal governments and local residents in affected areas.
- State agencies: Attorney General’s Office and Department of Transportation.
- Emergency responders and general driving public (routing behavior may change).

Procedural and timeline notes (from provided record)
- Introduced/earlier committee action: reported out of Senate Law & Public Safety Committee with amendments (10/21/2024); substitute reported by Budget & Appropriations Committee (6/26/2025).
- Status in your materials: listed as “SUBSTITUTED BY A419.” A hearing was scheduled for 9/17/2025 (per the record). The legislative history provided contains inconsistent dates; please confirm the current official status from the legislature’s website if you need an up‑to‑date procedural position.

Potential impacts and considerations
- Public safety: aims to reduce localized congestion that impedes emergency vehicles and increases accidents.
- Operational impact on navigation companies: may require technical mechanisms to accept and implement state‑issued routing directives for specified areas and durations.
- Legal and interstate commerce issues: the bill’s findings emphasize implementation consistent with constitutional limits; practical enforcement may raise technical, jurisdictional, and First/Commerce Clause questions that could prompt industry engagement or litigation.

If you want
- A focused summary of the Massachusetts hearing‑aid text that also appears in your packet, or
- A summary of a bill specifically on insurance coverage for dyslexia neuropsychological exams (if that’s the intended S.756),

please provide the correct bill text or indicate which of the mixed documents you want summarized.

Compiled from official sources — confirm details with the bill’s official record.

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