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HB 2840

Requires homeowners' associations to dissolve every ten years after establishment unless the association receives a majority vote for renewal

2026 Regular Session Introduced by Richard West

Missouri bill requires homeowners' associations to dissolve every decade unless members vote to renew, shifting perpetual HOA governance to periodic democratic reaffirmation.

Referred: Emerging Issues(H)
#housing #property #realandpersonal
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Bill Summary · HB 2840

Legislative bill overview

HB 2840 mandates that homeowners' associations (HOAs) in Missouri automatically dissolve after ten years of operation unless members vote to renew the association. This creates a mandatory sunset provision requiring active reaffirmation of HOA existence rather than allowing indefinite continuation.

Why is this important

HOAs currently operate perpetually once established, giving residents limited mechanisms to exit or reform them. This bill would fundamentally shift power by requiring periodic democratic renewal, potentially affecting millions of homeowners in common interest communities while raising questions about property governance, community stability, and administrative burden.

Potential points of contention

  • Property rights and governance: Creates uncertainty about long-term community management and could complicate property values, maintenance obligations, and legal enforcement if associations dissolve unexpectedly
  • Practical implementation challenges: Requires clarifying what happens to HOA assets, debts, liens, and ongoing litigation upon dissolution; whether dissolution affects existing covenants and deed restrictions
  • Developer and lender concerns: May discourage development of planned communities if HOAs cannot guarantee stable governance structures, potentially affecting mortgage availability and community financing mechanisms

Compiled from official sources — confirm details with the bill’s official record.

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