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S 3903

Requires a police officer upon the arresting of a youth or upon the issuing of an appearance ticket to notify the parent or person legally responsible for such youth

2025 Regular Session Introduced by Kevin Parker

The bill creates a defined annual open enrollment for NJ health plans and a guaranteed 30+ day special enrollment if a provider leaves the plan network.

REFERRED TO CODES
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WeVote Research Nonpartisan
Bill Summary · S 3903

S 3903 — Summary of Introduced Version (Dec. 5, 2024)

Overview

S 3903, introduced December 5, 2024 and referred to Codes (with initial referral to Senate Commerce), amends P.L.2019, c.357 to establish rules around open enrollment and a new special enrollment period related to health coverage. The bill is sponsored by Senator Kevin S. Parker. It appears as the introduced version titled “An Act concerning special enrollment periods and amending P.L.2019, c.357.”

Key citation: The changes amend Section 1 of P.L.2019, c.357 (C.17B:27A-6.1). The act would take effect 90 days after enactment and apply to plans delivered, issued, executed, or renewed on or after that date.

What the bill would do

1) Open enrollment for NJ Individual Health Coverage Program

  • The board of the New Jersey Individual Health Coverage Program must establish, by regulation, an annual open enrollment period during which individuals can enroll in an individual health benefits plan or replace existing coverage.
  • If New Jersey participates in a federally facilitated exchange, the open enrollment must conform to federal requirements unless the state is permitted to offer a longer period.
  • If New Jersey operates a State-based exchange, the open enrollment period must be set by the state-based exchange and must be no shorter than 90 days.

2) Special enrollment period for out-of-network providers

  • The board must establish a special enrollment period for an enrollee if a health care provider who is part of the enrollee’s plan becomes out-of-network during the enrollee’s current plan period.
  • The length of this special enrollment period will be determined by the board and must not be shorter than 30 calendar days.
  • Carriers must inform enrollees about the enrollment period, including its start and end dates.

Who/What is affected

  • Enrollees in the New Jersey Individual Health Coverage Program and their health plans.
  • Health care carriers issuing plans under the program.
  • Health care providers who may become out-of-network.
  • The NJ Department/Board overseeing the NJ Individual Health Coverage Program (to set regulations and administer enrollment periods).

Timelines and effective date

  • Effective date: 90th day after enactment.
  • Applicability: Applies to plans delivered, issued, executed, or renewed on or after the effective date.

Procedural history

  • 2024-12-05: Introduced in the Senate; referred to Senate Commerce Committee.
  • 2025-01-30: Referred to CODES (listed twice in the record).

Additional context

  • Related bills in prior sessions include S 3197, S 3025, S 4691, S 9003; companion A 7158. This suggests ongoing interest in structuring enrollment and provider-network-related protections within New Jersey health coverage programs.

Bottom-line impact

  • The bill would broaden enrollment opportunities with a defined open enrollment window and create a guaranteed 30+ day special enrollment period if a participant’s provider leaves the network.
  • It imposes regulatory and administrative requirements on the NJ board and health plan carriers to inform enrollees of enrollment periods.

Compiled from official sources — confirm details with the bill’s official record.

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