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Bill

SB 30

Require retail merchants to give customers the option to pay cash

136th Legislature (2025-2026) Introduced by Bill Blessing and 6 co-sponsors

Ohio bill mandates retail merchants accept cash payments, prohibiting cashless-only businesses to ensure financial access for unbanked and vulnerable populations.

Referred to committee
#commerce #consumerfinance #consumerprotection
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Bill Summary · SB 30

Legislative bill overview

SB 30 would mandate that retail merchants in Ohio accept cash as a payment method and provide customers with the option to pay in cash for purchases. The bill essentially prohibits retailers from operating as cash-free businesses, requiring them to maintain the ability to process physical currency transactions.

Why is this important

Cash remains a critical payment method for unbanked and underbanked populations, elderly citizens, and those with privacy concerns. Increasingly, some retailers have moved to cashless-only models, which can exclude vulnerable populations from commerce. This bill addresses equity and accessibility concerns while also touching on broader debates about financial inclusion and consumer choice.

Potential points of contention

  • Retailer autonomy vs. consumer access: Opponents argue government mandates on payment methods infringe on business operations, while supporters contend essential public accommodation principles justify the requirement
  • Small business compliance costs: Requiring cash handling infrastructure (registers, safes, frequent deposits) imposes operational burdens and security risks, particularly for small retailers
  • Counterfeiting and cash handling concerns: Retailers may face increased liability, fraud, and cash management expenses, including bank fees and security protocols for handling physical currency

Compiled from official sources — confirm details with the bill’s official record.

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