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Bill

SR 192

REQUESTING THE BOARD OF EDUCATION, IN COLLABORATION WITH THE DEPARTMENT OF EDUCATION, TO REVISE PUBLIC HIGH SCHOOL GRADUATION REQUIREMENTS TO INCLUDE SUCCESSFUL COMPLETION OF A STANDALONE FINANCIAL LITERACY COURSE.

2026 Regular Session Introduced by Stanley Chang and 6 co-sponsors

Hawaii resolution requests high schools mandate standalone financial literacy courses for graduation to improve student economic preparedness and decision-making skills.

Referred to EDU.
#boe #doe #financialliteracy #graduationrequirements #standalonecourse
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Bill Summary · SR 192

Legislative bill overview

SR 192 is a resolution requesting Hawaii's Board of Education and Department of Education to revise high school graduation requirements to include a mandatory standalone financial literacy course. This is a request for policy change rather than a binding law, urging educational authorities to implement the requirement through their existing regulatory processes.

Why is this important

Financial literacy education has become increasingly relevant as young adults face complex financial decisions—student loans, credit management, investment options, and retirement planning—often without formal training. Requiring this coursework could help reduce financial instability among graduates and improve long-term economic outcomes, though implementation costs and curriculum design would need careful consideration.

Potential points of contention

  • Curriculum crowding: High schools already face pressure to meet numerous graduation requirements; adding another mandatory course requires removing or consolidating existing coursework
  • Resource constraints: Developing curriculum materials and training qualified instructors statewide requires funding and time that may strain already-stretched school budgets
  • Content standardization: Disagreement could emerge over what topics to prioritize (budgeting vs. investing vs. consumer protection) and how to keep curriculum current with changing financial products and economic conditions

Compiled from official sources — confirm details with the bill’s official record.

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