WeVote
Log In

Bill

Bill

A 112

Repeals section 3403 of the insurance law relating to anti-arson applications

2025 Regular Session Introduced by Sam Berger and 2 co-sponsors

Bill A 112 repeals anti-arson application requirements, simplifying insurance processes and potentially lowering costs for property owners while impacting arson prevention efforts.

SIGNED CHAP.439
0
WeVote Research Nonpartisan
Bill Summary · A 112

Summary of Bill A 112: Repeal of Anti-Arson Applications

Bill Number: A 112
Title: Repeals section 3403 of the insurance law relating to anti-arson applications
Status: SIGNED CHAP.439
Introduced: January 08, 2025
Classification: Bill

Purpose and Intent

Bill A 112 aims to repeal section 3403 of the insurance law, which pertains to anti-arson applications. The primary intent of this legislation is to eliminate the existing requirements and regulations associated with anti-arson measures that are currently mandated under this section of the law.

Key Provisions

  • Repeal of Section 3403: The bill specifically removes the legal framework that governs anti-arson applications, which may include requirements for insurance companies and property owners to implement certain measures to prevent arson.

  • Impact on Insurance Practices: By repealing this section, the bill may lead to changes in how insurance companies assess risk related to arson, potentially affecting underwriting practices and premium calculations.

Who Would Be Affected

  • Insurance Companies: The repeal may alter the obligations of insurers regarding anti-arson measures, potentially simplifying their processes and reducing compliance costs.

  • Property Owners: Owners of properties previously subject to anti-arson regulations may experience changes in insurance requirements and possibly lower premiums as a result of reduced risk assessments.

  • Law Enforcement and Fire Departments: The repeal could impact how these entities address arson prevention and response, as the legal framework supporting certain preventive measures will no longer be in place.

Legislative Timeline

  • January 08, 2025: Bill introduced and referred to the Insurance Committee.
  • February 24, 2025: Bill reported out of committee.
  • February 27, 2025: Advanced to third reading.
  • March 03, 2025: Passed in the Assembly and delivered to the Senate.
  • June 06, 2025: Passed in the Senate, substituted for companion bill S 4157, and returned to the Assembly.
  • October 09, 2025: Delivered to the Governor.
  • October 16, 2025: Signed into law as Chapter 439.

Conclusion

Bill A 112 represents a significant legislative change by repealing the anti-arson application requirements under section 3403 of the insurance law. This repeal is expected to streamline insurance practices and potentially reduce costs for property owners, while also impacting the broader framework of arson prevention efforts. The bill has successfully passed through the legislative process and is now law.

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.