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Bill

HB 3250

Relating to the regulation of real estate appraisers and appraisal management companies.

89th Legislature (2025) Introduced by Drew Darby and 1 co-sponsor

HB 3250 strengthens Texas oversight of real estate appraisers and appraisal management companies through enhanced licensing, operational standards, and regulatory requirements.

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#appraiserlicensing&certificationboard #texas(v0890) #occupationalregulation--othertrades&professions(i0541) #realestateappraisers(s2217)
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Bill Summary · HB 3250

Legislative bill overview

HB 3250 modifies Texas regulations governing real estate appraisers and appraisal management companies (AMCs). The bill establishes new licensing requirements, oversight standards, and operational rules for entities involved in property valuation services used in real estate transactions and mortgage lending.

Why is this important

Real estate appraisals directly affect property values, mortgage lending decisions, and housing market stability. Tighter regulation of appraisers and AMCs can improve accuracy and independence of valuations, protecting both lenders and consumers from inflated or manipulated property assessments. This impacts home buyers, sellers, lenders, and the overall real estate market's integrity.

Potential points of contention

  • Industry compliance costs: Stricter regulations and licensing requirements may increase operational expenses for appraisers and AMCs, potentially raising appraisal fees passed to consumers
  • Market access barriers: Enhanced licensing standards could reduce the number of qualified appraisers operating in Texas, potentially creating shortages in underserved rural areas
  • AMC independence standards: New rules around appraiser-AMC relationships may limit flexibility in how companies operate, with unclear impacts on service delivery speed and availability

Compiled from official sources — confirm details with the bill’s official record.

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