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Bill

HB 721

Relating to the applicability of certain laws requiring health care cost disclosures by health benefit plan issuers and administrators.

89th Legislature (2025) Introduced by Terri Leo-Wilson and 3 co-sponsors

HB 721 narrows Texas health care cost disclosure requirements for certain benefit plan issuers and administrators, effective September 1, 2025.

Effective on 9/1/25
#insurance--health&accident(i0422)
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Bill Summary · HB 721

Legislative bill overview

HB 721 modifies Texas law regarding which health benefit plan issuers and administrators must comply with health care cost disclosure requirements. The bill narrows the applicability of existing disclosure mandates, likely exempting certain plan types or entities from providing cost transparency information to consumers and providers.

Why is this important

Healthcare cost transparency directly affects patients' ability to make informed medical decisions and shop for affordable care. Changes to disclosure requirements can either expand consumer access to pricing information or reduce the transparency burden on insurers—each with significant implications for healthcare affordability and market competition in Texas.

Potential points of contention

  • Consumer access to pricing: Exempting certain insurers or plans from disclosure requirements may leave some Texans without cost information when making healthcare decisions
  • Market competition: Reduced transparency requirements could limit consumers' ability to compare plans and providers, potentially affecting pricing pressures in the health insurance market
  • Regulatory inconsistency: Selective application of disclosure laws creates different rules for different plan types, which may complicate compliance and consumer understanding

Compiled from official sources — confirm details with the bill’s official record.

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