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Bill

Bill

HB 220

RELATING TO MOPED INSURANCE.

2025 Regular Session Introduced by Lisa Marten and 7 co-sponsors

HB 220 adjusts Hawaii's moped insurance requirements, potentially modifying coverage minimums or exemptions, with implementation deferred to 2026 after committee amendments drew mixed legislative support.

Carried over to 2026 Regular Session.
#departmentofcommerceandconsumeraffairs #mopeds #requiredinsurance
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Bill Summary · HB 220

Legislative bill overview

HB 220 modifies Hawaii's insurance requirements for mopeds, likely adjusting minimum coverage amounts, eligibility criteria, or exemptions for moped operators. The bill has undergone amendments during committee review and is currently carried over to the 2026 legislative session after passing initial readings with mixed support.

Why is this important

Moped insurance requirements directly affect the cost of moped ownership and operation for Hawaii residents, particularly in urban areas where these vehicles are popular for short-distance commuting. Changes to insurance mandates can impact affordability for lower-income riders while affecting liability protection for accident victims and insurer obligations.

Potential points of contention

  • Minimum coverage amounts: Disagreement likely exists over whether proposed coverage limits adequately protect victims without making moped insurance unaffordable for operators
  • Exemption criteria: Concerns about which riders or vehicle types should be exempted, balancing safety with accessibility for specific populations
  • Implementation burden: Questions about enforcement mechanisms and costs for insurers and moped sellers to comply with new requirements, reflected in the split committee votes

Compiled from official sources — confirm details with the bill’s official record.

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