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Bill Summary · SB 1141

Legislative bill overview

SB 1141 is a Hawaii insurance protection bill introduced by five state senators that has advanced through the committee review process. The bill was passed with amendments in the Consumer Protection and Commerce Committee (CPN) in February 2025 and carried over to the 2026 legislative session for continued consideration.

Why is this important

Insurance regulations directly affect Hawaii residents' access to coverage, premium rates, and consumer protections. Legislative changes to insurance protections can impact healthcare costs, property insurance availability, and the insurance market's competitive landscape across the state.

Potential points of contention

  • The bill's specific provisions remain unclear from the legislative record provided; without access to the full text and amendment details (SD 1), the exact nature of the protections being modified cannot be assessed
  • The deferral and carryover to 2026 suggests possible disagreement or need for further negotiation among lawmakers or between chambers
  • Hawaii's unique insurance market challenges (limited competition, high costs, geographic isolation) mean insurance protections are politically sensitive and may face industry opposition

Compiled from official sources — confirm details with the bill’s official record.

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