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Bill

SB 2948

RELATING TO INSURANCE FRAUD.

2026 Regular Session Introduced by Stanley Chang and 9 co-sponsors

Hawaii bill SB 2948 addresses insurance fraud detection and penalties, currently in committee review before February 11 public hearing.

The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 10 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Ichiyama, Kong, Marten, Tam, Pierick; Ayes with reservations: Representative(s) Iwamoto; Noes: none; and 1 Excused: Representative(s) Lowen.
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Bill Summary · SB 2948

Legislative bill overview

SB 2948 is a Hawaii bill addressing insurance fraud, currently in early legislative stages after being introduced on January 23, 2026. The bill has passed first reading and been referred to the Consumer Protection and Commerce Committee (CPN) and other committees for review, with a public hearing scheduled for February 11, 2026.

Why is this important

Insurance fraud increases costs for insurers and consumers through higher premiums, diverts law enforcement resources, and undermines the integrity of the insurance system. Hawaii's specific approach to combating fraud could affect how businesses and individuals interact with insurance claims, enforcement mechanisms, and potential penalties.

Potential points of contention

  • Scope of enforcement: The bill's specific fraud definitions and enforcement mechanisms are unclear from available information; stakeholders may disagree on whether it adequately targets fraudsters without creating barriers for legitimate claims
  • Penalties and liability: Questions likely exist about whether proposed penalties are proportionate and whether they apply equally to all parties (individuals, businesses, insurers)
  • Implementation costs: Law enforcement and regulatory agencies may face resource questions regarding investigation and prosecution of fraud cases under the new framework

Compiled from official sources — confirm details with the bill’s official record.

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