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Bill

Bill

HB 3756

Relating to electromagnetic weapons.

2025 Regular Session Introduced by Rob Nosse

Creates a 60-day easy enrollment window for uninsured Illinois residents who request info, allowing enrollment in Medicaid or subsidized Marketplace plans.

In committee upon adjournment.
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Bill Summary · HB 3756

Summary — HB 3756 (Public Act 104-0331): "Benefits Exchange Easy Enrollment"

Status: Enacted — Public Act 104-0331
Effective date: August 15, 2025
Statutory citation added: 215 ILCS 122/5-11 (Illinois Health Benefits Exchange Law)
Primary sponsors: Rep. Thaddeus Jones; Sen. Julie A. Morrison (Senate chief sponsor)
Companion: SB 1378

Purpose / Intent

HB 3756 creates an “easy enrollment” special enrollment period (SEP) in the Illinois Health Benefits Exchange for uninsured taxpayers who request health insurance benefit information through the state’s easy enrollment program (located in Section 513 of the Illinois Income Tax Act). The law is intended to connect uninsured individuals and their dependents to coverage — including Medicaid and Marketplace plans with federal premium tax credits and cost-sharing reductions — by giving them a time-limited opportunity to enroll outside the annual open enrollment period.

Key provisions

  • Triggers for SEP:
    • The uninsured taxpayer requested health insurance benefit information through the easy enrollment program on the Illinois income tax form, and
    • The taxpayer (and any qualified dependents) is eligible to enroll in a Qualified Health Plan (QHP) through the Illinois Health Benefits Exchange.
  • Notification:
    • The Exchange must notify the interested uninsured taxpayer by letter of the taxpayer’s estimated eligibility for insurance affordability programs (including Medicaid, federal premium tax credits, and cost‑sharing reductions).
  • Enrollment window:
    • The uninsured taxpayer and applicable dependents have 60 days from the date of the letter to select and enroll in a QHP.
  • Coverage effective date:
    • Coverage becomes effective on the first day of the month following the plan selection.
  • Rulemaking:
    • The Illinois Department of Insurance and the Department of Healthcare and Family Services may adopt rules to implement the SEP.

Who is affected

  • Primary: Uninsured Illinois taxpayers who used the easy enrollment option on their state income tax return and are found eligible to enroll through the Exchange.
  • Secondary: Qualified dependents of those taxpayers, the Illinois Health Benefits Exchange (administrative burden to send notices and process enrollments), the Department of Insurance, and the Department of Healthcare and Family Services (rulemaking/implementation).

Procedural / timeline notes

  • Introduced/Filed: February–March 2025 (filed 2/18/2025 / introduced 3/4/2025 records).
  • Passed both houses: May 22, 2025.
  • Sent to governor: June 20, 2025.
  • Governor approved / effective date: August 15, 2025 (Public Act 104-0331).

Potential impacts (concise)

  • Likely to increase enrollment among uninsured residents who request information via the tax-based easy enrollment channel, including movement into Medicaid or subsidized Marketplace coverage.
  • Requires administrative implementation by the Exchange and state agencies (notice production, eligibility estimation, SEP processing); rulemaking authority provided to relevant agencies.

Compiled from official sources — confirm details with the bill’s official record.

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