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Bill

Bill

SB 1148

Relating to disability income insurance policies.

2025 Regular Session Introduced by Dacia Grayber and 1 co-sponsor

SB 1148 modifies Oregon disability income insurance regulations, effective January 1, 2026, but specific policy changes are not publicly detailed.

Effective date, January 1, 2026.
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WeVote Research Nonpartisan
Bill Summary · SB 1148

Legislative bill overview

SB 1148 modifies Oregon's regulatory framework for disability income insurance policies, though the specific provisions are not detailed in the available legislative summary. The bill was signed into law and will take effect January 1, 2026, becoming Chapter 245 of the 2025 Oregon Laws.

Why is this important

Disability income insurance affects workers' financial security during periods when they cannot work due to illness or injury. Changes to how these policies are regulated can impact policy availability, affordability, coverage terms, and consumer protections for Oregon residents and businesses offering such benefits.

Potential points of contention

  • Unclear specific provisions make it difficult to assess whether changes expand or restrict policyholder protections versus insurer flexibility
  • Implementation timeline (January 1, 2026) may require insurers to adjust existing policies and administrative procedures
  • Without detailed legislative language, stakeholder concerns regarding premium impacts, eligibility requirements, or claim processing standards cannot be fully evaluated

Compiled from official sources — confirm details with the bill’s official record.

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