WeVote
Log In

Bill

Bill

HB 2067

Relating to declination, cancellation, or nonrenewal of insurance policies.

89th Legislature (2025) Introduced by Briscoe Cain and 6 co-sponsors

HB 2067 imposes new requirements on Texas insurers' procedures for declining, canceling, or refusing to renew policies, effective January 1, 2026.

Effective on 1/1/26
#email&electroniccommunications(s0321) #insurance #commissionerof(v0396) #texasdepartmentof(v0006) #insurance--insurers&agents(i0425) #insurance--property&casualty(i0442)
0
WeVote Research Nonpartisan
Bill Summary · HB 2067

Legislative bill overview

HB 2067 modifies Texas insurance law regarding how insurers can decline, cancel, or refuse to renew insurance policies. The bill establishes new requirements and procedures that insurers must follow when making these decisions. It became effective January 1, 2026, after receiving bipartisan sponsorship and gubernatorial approval.

Why is this important

Insurance policy terminations directly affect consumers' ability to maintain coverage and access services like healthcare, auto insurance, and homeowners protection. These changes could impact both consumer protections and insurer operational flexibility in Texas, affecting millions of policyholders and the insurance market's competitive landscape.

Potential points of contention

  • Balance between consumer protection and insurer autonomy: The bill may restrict insurers' underwriting discretion, potentially affecting their ability to manage risk and pricing strategies
  • Coverage accessibility: Changes to declination/cancellation rules could influence which populations or risk profiles insurers serve, potentially affecting affordability or availability in certain markets
  • Implementation complexity: New procedures and requirements may create administrative burdens for insurers, which could be passed to consumers through higher premiums or operational inefficiencies

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.