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Bill

AB 917

Relating to: a first-time home buyer purchasing assistance fund and loan program and making an appropriation. (FE)

2025-2026 Regular Session Introduced by Deb Andraca and 30 co-sponsors

Wisconsin bill to create state-funded first-time homebuyer assistance program through loans and down payment support, failed passage in 2026.

Failed to pass pursuant to Senate Joint Resolution 1
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Bill Summary · AB 917

Legislative bill overview

AB 917 would establish a first-time home buyer purchasing assistance fund and loan program in Wisconsin, supported by a state appropriation. The bill aims to help eligible first-time homebuyers access financing or down payment assistance to purchase homes. This represents a state-level intervention in the housing affordability crisis facing new homeowners.

Why is this important

Housing affordability has become a significant barrier for first-time buyers, particularly in competitive markets. A state-funded assistance program could expand homeownership opportunities and build generational wealth for lower-to-moderate income households. However, the bill ultimately failed to pass, so these intended benefits were not realized.

Potential points of contention

  • Program costs and sustainability: The fiscal estimate likely revealed substantial appropriation requirements; unclear whether ongoing funding or one-time allocation would adequately serve demand
  • Eligibility and fairness questions: Potential debate over income thresholds, geographic distribution, and whether assistance should favor specific demographics or be universally available
  • Market effects and efficacy: Critics may argue that assistance programs increase demand without addressing housing supply constraints, potentially inflating prices rather than improving affordability

Compiled from official sources — confirm details with the bill’s official record.

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