Relates to title insurance

2025 Regular Session Introduced by David Weprin

Summary: Bill A 3818 — Relates to title insurance Quick facts- Bill number: A 3818- Title: Relates to title insurance- Status: REFERRED TO INSURANCE- Introduced: January 30, 2025-

REFERRED TO INSURANCE

Summary: Bill A 3818 — Relates to title insurance

Quick facts

Bill number: A 3818

Title: Relates to title insurance

Status: REFERRED TO INSURANCE

Introduced: January 30, 2025

Classification: bill

Related bills (prior-session): S 2929, A 2223, A 374, A 7152

Overview and purpose

The bill’s full text and substantive provisions are not provided in the available information. The title indicates the bill concerns title insurance and is currently under the jurisdiction of the Insurance committee.

Given the typical scope of “relates to title insurance,” the bill could address regulatory aspects of title insurance practices, licensing of title insurers or agents, rate or premium disclosures, consumer protections, claim processes, or related regulatory oversight. However, without the actual text, the exact aims and changes cannot be specified.

Key provisions (not available)

Specific statutory changes, definitions, duties, exemptions, or enforcement mechanisms are not included in the provided data.

No dollar amounts, timelines, or procedural requirements (beyond committee referral) are listed here.

Potential impact

Affects: Title insurance companies and licensees, real estate professionals (lenders, attorneys, agents), and consumers (homebuyers) who use title insurance.

Possible areas of impact (based on common title insurance reform themes): licensing and oversight of title insurers/agents, rate and disclosure requirements, consumer protections in underwriting and claims, and clarifications of coverage or exclusions.

Without the bill text, the exact changes to premiums, coverage, or regulatory processes remain unknown.

Procedural timeline

Introduced: January 30, 2025

Action to date: Referred to the Insurance committee

Next potential steps (if pursued):committee hearings, amendments, votes, and potential floor consideration. Timelines would depend on the committee schedule and legislative calendar.

Related bills

S 2929 (prior-session)

A 2223 (prior-session)

A 374 (prior-session)

A 7152 (prior-session)

These related bills may address similar or related title insurance topics from previous sessions and could provide context for A 3818’s approach once the full bill text is available.

Next steps for readers

Obtain the full bill text and any fiscal notes or amendments from the official legislative website to identify specific provisions and impacts.

Monitor updates from the Insurance committee for hearings, amendments, and votes.

Compare with related bills (S 2929, A 2223, A 374, A 7152) to understand evolving policy discussions around title insurance.