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Bill

Bill

A 3851

Relates to the crime of staging a motor vehicle accident in the second degree

2025 Regular Session Introduced by Jarett Gandolfo and 5 co-sponsors

Bill A 3851 targets fraudulent motor vehicle accidents by defining staging, imposing penalties, and protecting insurers, potentially lowering consumer premiums.

REFERRED TO CODES
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Bill Summary · A 3851

Summary of Bill A 3851

Bill Information

  • Bill Number: A 3851
  • Title: Relates to the crime of staging a motor vehicle accident in the second degree
  • Status: Referred to Codes
  • Introduced: January 30, 2025
  • Classification: Bill

Purpose and Intent

Bill A 3851 aims to address the issue of fraudulent motor vehicle accidents by establishing clearer legal definitions and penalties for individuals involved in staging such accidents. The intent is to deter this type of fraud, which can lead to increased insurance costs and undermine public trust in the insurance system.

Key Provisions

  • Definition of Staging: The bill seeks to define "staging a motor vehicle accident" more explicitly, outlining the actions that constitute this crime.
  • Penalties: It proposes specific penalties for individuals found guilty of staging an accident, which may include fines and potential imprisonment.
  • Second Degree Classification: The bill classifies staging a motor vehicle accident as a second-degree crime, which typically carries more severe consequences than lesser classifications.

Affected Parties

  • Individuals: The bill primarily targets individuals who engage in or conspire to stage motor vehicle accidents for financial gain.
  • Insurance Companies: By reducing the incidence of staged accidents, the bill aims to protect insurance companies from fraudulent claims, potentially leading to lower premiums for consumers.
  • Law Enforcement: The bill may require law enforcement agencies to adapt their investigative practices to identify and prosecute cases of staged accidents more effectively.

Procedural Aspects

  • Current Status: As of January 30, 2025, the bill has been referred to the Codes Committee for further consideration.
  • Related Legislation: The bill is related to prior-session Bill A 6816 and has a companion bill, S 5232, which may address similar issues in the Senate.

Conclusion

Bill A 3851 represents a legislative effort to combat the growing problem of staged motor vehicle accidents. By establishing clear definitions and penalties, the bill aims to deter fraudulent activities that affect both the insurance industry and consumers. As it progresses through the legislative process, its implications for law enforcement and insurance practices will be closely monitored.

Compiled from official sources — confirm details with the bill’s official record.

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