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S 6124

Relates to prohibiting insurance companies from discriminating based on genetic predisposition; repealer

2025 Regular Session Introduced by Cordell Cleare and 4 co-sponsors

Bill S 6124 prohibits insurance companies from discriminating based on genetic predisposition, ensuring fair coverage and premiums for affected individuals.

PRINT NUMBER 6124A
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WeVote Research Nonpartisan
Bill Summary · S 6124

Summary of Bill S 6124

Bill Information

  • Bill Number: S 6124
  • Title: Relates to prohibiting insurance companies from discriminating based on genetic predisposition; repealer
  • Status: PRINT NUMBER 6124A
  • Introduced: March 05, 2025
  • Classification: Bill

Purpose and Intent

Bill S 6124 aims to address and eliminate discrimination by insurance companies based on an individual's genetic predisposition to certain health conditions. The bill seeks to ensure that individuals are not denied insurance coverage or charged higher premiums due to their genetic information, thereby promoting fairness and equity in the insurance market.

Key Provisions

  • Prohibition of Discrimination: The bill explicitly prohibits insurance companies from using genetic predisposition as a factor in determining eligibility for coverage or setting premium rates.
  • Repealer Clause: The bill includes a provision to repeal any existing laws that allow for such discrimination, ensuring that the new regulations take precedence.
  • Regulatory Oversight: The bill may establish guidelines for monitoring compliance among insurance providers to prevent genetic discrimination.

Who Would Be Affected

  • Individuals: The primary beneficiaries of this bill would be individuals with genetic predispositions to certain health conditions, who may currently face discrimination in obtaining insurance coverage.
  • Insurance Companies: Insurance providers will need to adjust their policies and practices to comply with the new regulations, potentially impacting their underwriting processes and risk assessment strategies.

Legislative Actions

  • March 05, 2025: The bill was introduced and referred to the Insurance Committee.
  • April 09, 2025: The bill was amended and recommitted to the Insurance Committee, with the updated version printed as 6124A.

Related Bills

  • A 9837: A related bill from the prior session that may address similar issues of discrimination in insurance.
  • S 5415: Another prior-session bill that could be connected to the themes of genetic discrimination.
  • A 3229: A companion bill that may provide additional context or support for the objectives of S 6124.

Conclusion

Bill S 6124 represents a significant step towards protecting individuals from genetic discrimination in the insurance industry. By prohibiting the use of genetic predisposition in insurance decisions, the bill aims to foster a more equitable healthcare system. As it progresses through the legislative process, stakeholders will be closely monitoring its implications for both consumers and insurance providers.

Compiled from official sources — confirm details with the bill’s official record.

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