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A 3229

Relates to prohibiting insurance companies from discriminating based on genetic predisposition; repealer

2025 Regular Session Introduced by Chris Burdick and 23 co-sponsors

Bill A 3229 prohibits insurance companies from discriminating based on genetic predisposition, ensuring fair coverage and premiums for all individuals.

PRINT NUMBER 3229A
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WeVote Research Nonpartisan
Bill Summary · A 3229

Summary of Bill A 3229

Bill Information

  • Bill Number: A 3229
  • Title: Relates to prohibiting insurance companies from discriminating based on genetic predisposition; repealer
  • Status: PRINT NUMBER 3229A
  • Introduced: January 27, 2025
  • Classification: Bill

Purpose and Intent

Bill A 3229 aims to protect individuals from discrimination by insurance companies based on their genetic predispositions. The legislation seeks to ensure that individuals are not denied insurance coverage or charged higher premiums due to genetic information that may indicate a higher risk for certain health conditions.

Key Provisions

  • Prohibition of Discrimination: The bill explicitly prohibits insurance companies from using genetic predisposition as a factor in determining eligibility for coverage or setting premium rates.
  • Repealer Clause: The bill includes a provision to repeal any existing laws that allow for such discrimination, thereby strengthening protections for consumers.
  • Regulatory Oversight: The bill may establish guidelines for insurance companies to follow in order to comply with the new non-discrimination standards.

Who Would Be Affected

  • Consumers: Individuals seeking insurance coverage would benefit from the protections against genetic discrimination, ensuring fair treatment regardless of their genetic background.
  • Insurance Companies: Insurers would need to adjust their policies and practices to comply with the new regulations, potentially affecting their underwriting processes and risk assessment models.

Legislative Actions and Timeline

  • January 27, 2025: Bill A 3229 was introduced and referred to the Insurance Committee.
  • April 9, 2025: The bill was amended and recommitted to the Insurance Committee, indicating ongoing discussions and potential revisions before further consideration.

Related Bills

  • A 9837 (prior-session): A previous bill addressing similar issues of genetic discrimination in insurance.
  • A 2083 (prior-session): Another related bill from a previous session that may have laid the groundwork for A 3229.
  • S 6124 (companion): A companion bill in the Senate that mirrors the provisions of A 3229, indicating bipartisan interest in the issue.

Conclusion

Bill A 3229 represents a significant step towards safeguarding individuals from genetic discrimination in the insurance industry. By prohibiting the use of genetic predisposition in insurance decisions, the bill aims to promote equity and fairness in access to health coverage. As the bill progresses through the legislative process, its implications for consumers and insurers will continue to be closely monitored.

Compiled from official sources — confirm details with the bill’s official record.

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