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Bill

A 7512

Relates to manufactured homes certificate of title and the conveyance and encumbrance of manufactured homes as real property

2025 Regular Session Introduced by Sarah Clark and 3 co-sponsors

A 7512 - Manufactured Homes Certificate of Title OverviewBill Number: A 7512 Title: Relates to manufactured homes certificate of title and the conveyance and encumbrance of manufa

SUBSTITUTED BY S7120
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Bill Summary · A 7512

A 7512 - Manufactured Homes Certificate of Title

Overview

Bill Number: A 7512
Title: Relates to manufactured homes certificate of title and the conveyance and encumbrance of manufactured homes as real property
Status: SUBSTITUTED BY S7120
Introduced: March 28, 2025

Purpose and Intent

The primary goal of this bill is to establish a comprehensive system for the titling and conveyance of manufactured homes as real property. Currently, the legal status of manufactured homes is ambiguous, leading to challenges with ownership, financing, and taxation. This legislation aims to provide clarity and consistency in how these homes are treated under state law.

Key Provisions

  • Requires all manufactured homes to be titled in a central registry maintained by the Department of Motor Vehicles
  • Allows for the conversion of a manufactured home title to real property status, integrating it into the existing real estate system
  • Establishes procedures for the conveyance, encumbrance, and perfection of security interests in manufactured homes
  • Specifies that a titled manufactured home is to be treated as real property for all legal and tax purposes once converted
  • Provides protections for lienholders and purchasers of manufactured homes

Affected Parties and Impacts

This bill would primarily impact:
- Owners of manufactured homes, who would be required to obtain a certificate of title and could choose to convert their home to real property status
- Lenders and financial institutions providing financing for the purchase or refinancing of manufactured homes
- Local tax assessors, who would be responsible for incorporating titled manufactured homes into the real property tax system
- Realtors and title companies involved in the sale and transfer of manufactured homes

The key impacts would be increased clarity of ownership, streamlined financing options, and consistent treatment of manufactured homes as real estate for taxation and other legal purposes.

Procedural and Timeline Considerations

This bill has been substituted by S7120, which is currently under consideration in the state legislature. If passed, the new titling and conversion system for manufactured homes would likely be phased in over a 12-24 month period to allow time for implementation by the Department of Motor Vehicles and local governments.

Compiled from official sources — confirm details with the bill’s official record.

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