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Bill

A 3795

Relates to financial loss as a result of a failed in-vitro fertilization or intrauterine insemination

2025 Regular Session Introduced by David Weprin

Bill A 3795 ensures financial compensation and insurance coverage for individuals facing losses from unsuccessful IVF or IUI treatments, easing their financial burden.

SIGNED CHAP.448
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Bill Summary · A 3795

Summary of Bill A 3795

Overview

Bill Number: A 3795
Title: Relates to financial loss as a result of a failed in-vitro fertilization or intrauterine insemination
Status: Signed into law as Chapter 448
Introduced: January 30, 2025
Classification: Legislative Bill

Purpose and Intent

Bill A 3795 aims to address the financial implications faced by individuals undergoing in-vitro fertilization (IVF) or intrauterine insemination (IUI) procedures that do not result in a successful pregnancy. The legislation seeks to provide financial relief and support for those who experience financial losses due to the failure of these reproductive technologies.

Key Provisions

  • Financial Compensation: The bill establishes a framework for compensating individuals for financial losses incurred as a result of unsuccessful IVF or IUI treatments.
  • Insurance Coverage: It mandates that health insurance providers cover certain costs associated with IVF and IUI, thereby reducing the out-of-pocket expenses for patients.
  • Eligibility Criteria: The bill outlines specific eligibility requirements for individuals seeking compensation, ensuring that those who have experienced financial loss due to failed procedures can access support.

Impact

  • Affected Individuals: The primary beneficiaries of this legislation are individuals and couples who have undergone IVF or IUI treatments and faced unsuccessful outcomes. This includes those who may have incurred significant medical expenses without achieving a successful pregnancy.
  • Healthcare Providers: Fertility clinics and healthcare providers will need to adapt to the new requirements for insurance coverage and compensation, potentially impacting their billing practices and patient interactions.

Legislative Timeline

  • January 30, 2025: Bill A 3795 was introduced and referred to the Insurance Committee.
  • February 24, 2025: The bill was reported out of committee.
  • February 27, 2025: Advanced to third reading in the Assembly.
  • March 4, 2025: Passed in the Assembly and delivered to the Senate.
  • May 14, 2025: The bill was substituted for S 698, passed in the Senate, and returned to the Assembly.
  • October 9, 2025: Delivered to the Governor.
  • October 16, 2025: Signed into law as Chapter 448.

Related Legislation

  • A 10674: A prior-session bill related to reproductive health and financial support.
  • S 698: A companion bill that was substituted for A 3795 during the legislative process.

This summary provides a clear understanding of Bill A 3795, its objectives, key provisions, and the impact it is expected to have on individuals undergoing fertility treatments.

Compiled from official sources — confirm details with the bill’s official record.

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