Bill
A 3820
Overview: Bill Number: A 3820, Title: Relates to examinations under oath under the comprehensive motor vehicle insurance reparations act, Status: REFERRED TO INSURANCE, Introduced:
Overview: Bill Number: A 3820, Title: Relates to examinations under oath under the comprehensive motor vehicle insurance reparations act, Status: REFERRED TO INSURANCE, Introduced: January 30, 2025
Purpose and Intent: This bill aims to modify the provisions related to examinations under oath (EUOs) conducted as part of the motor vehicle insurance claims process in New York. The goal is to provide clearer guidelines and protections for policyholders during these examinations.
Key Provisions:
- Requires insurance companies to provide policyholders with at least 10 days' written notice prior to scheduling an EUO
- Allows policyholders to have legal counsel present during the EUO
- Limits the scope of EUOs to only information directly relevant to the insurance claim
- Prohibits insurance companies from using EUOs as a means to harass or intimidate policyholders
Affected Parties and Impacts: The primary parties affected by this bill are motor vehicle insurance policyholders in New York, who would gain additional rights and protections during the EUO process. Insurance companies would need to adjust their claims handling procedures to comply with the new requirements.
Procedural and Timeline Considerations: The bill has been referred to the Insurance committee for further consideration. If passed, the new EUO provisions would take effect 60 days after the bill becomes law.
Compiled from official sources — confirm details with the bill’s official record.
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