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Bill

S 3352

Relates to electronic delivery of insurance notices

2025 Regular Session Introduced by Pam Helming and 3 co-sponsors

Bill S 3352 allows insurance companies to deliver notices electronically, improving efficiency and communication while reducing paper waste for policyholders.

REFERRED TO INSURANCE
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WeVote Research Nonpartisan
Bill Summary · S 3352

Summary of Bill S 3352: Electronic Delivery of Insurance Notices

Bill Overview

  • Bill Number: S 3352
  • Title: Relates to electronic delivery of insurance notices
  • Status: Referred to Insurance Committee
  • Introduced On: January 27, 2025

Purpose and Intent

Bill S 3352 aims to modernize the way insurance notices are delivered to policyholders by allowing for electronic delivery. This initiative seeks to enhance efficiency, reduce paper waste, and improve communication between insurance providers and consumers.

Key Provisions

  • Electronic Delivery Authorization: The bill permits insurance companies to send notices electronically, provided that the policyholder has consented to receive communications in this manner.
  • Notice Requirements: Insurers must ensure that electronic notices meet specific criteria for clarity and accessibility, ensuring that policyholders can easily understand the information provided.
  • Opt-Out Options: Policyholders must have the option to opt-out of electronic delivery and receive paper notices if they prefer.
  • Compliance with Regulations: The bill requires that all electronic communications comply with existing state and federal regulations regarding electronic records and signatures.

Impact

  • Insurance Companies: This bill is expected to streamline operations for insurance companies, potentially reducing costs associated with printing and mailing physical notices.
  • Policyholders: Consumers will benefit from quicker access to important information regarding their insurance policies, as electronic delivery can be more immediate than traditional mail.
  • Environmental Considerations: By reducing paper usage, the bill aligns with broader environmental goals of minimizing waste and promoting sustainable practices.

Legislative Timeline

  • January 27, 2025: Bill introduced and referred to the Insurance Committee.
  • March 3, 2025: First report calendar.
  • March 4, 2025: Second report calendar.
  • March 5, 2025: Advanced to third reading.
  • March 18, 2025: Passed in the Senate and delivered to the Assembly, where it was again referred to the Insurance Committee.

Related Legislation

  • S 8886: A related bill from a prior session that may address similar issues.
  • S 2731: Another prior-session bill that could have implications for insurance practices.
  • A 114: A companion bill in the Assembly that mirrors the provisions of S 3352.

This summary provides an overview of Bill S 3352, highlighting its purpose, key provisions, and potential impact on the insurance industry and consumers. The bill represents a significant step towards modernizing communication in the insurance sector.

Compiled from official sources — confirm details with the bill’s official record.

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