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Bill

AB 597

Public insurance adjusters.

2025-2026 Regular Session Introduced by John Harabedian and 1 co-sponsor

AB 597 amends California's public insurance adjuster regulations; currently stalled in budget committee due to fiscal concerns about implementation costs.

In committee: Held under submission.
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Bill Summary · AB 597

Legislative bill overview

AB 597 modifies regulations governing public insurance adjusters in California—professionals who help policyholders negotiate insurance claims. The bill has progressed through initial committee stages with amendments but currently sits in the suspense file, indicating fiscal concerns about its implementation costs.

Why is this important

Public insurance adjusters serve a significant role in California's insurance market, particularly for consumers navigating complex claims after disasters. Regulatory changes to this profession affect how quickly and fairly insurance claims are resolved, impacting both consumers and the insurance industry during critical moments like fires or natural disasters.

Potential points of contention

  • Fiscal impact: The bill's placement in the suspense file suggests disagreements over implementation costs to the state or regulatory agencies overseeing adjusters
  • Consumer protections vs. industry burden: Changes may either strengthen consumer protections (requiring enhanced oversight) or reduce regulatory barriers (potentially allowing more competition but less oversight)
  • Licensing and qualification standards: Amendments throughout the process indicate evolving standards for who can practice as a public adjuster and under what conditions

Compiled from official sources — confirm details with the bill’s official record.

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