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Bill

A 1433

Provides for the issuance of pet insurance

2025 Regular Session Introduced by Pamela Hunter and 1 co-sponsor

Bill A 1433 aims to make pet insurance accessible and affordable, easing veterinary costs for pet owners while promoting responsible pet ownership and animal welfare.

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Bill Summary · A 1433

Summary of Bill A 1433: Pet Insurance Legislation

Bill Overview

  • Bill Number: A 1433
  • Title: Provides for the issuance of pet insurance
  • Status: Tabled
  • Introduced Date: January 09, 2025

Purpose and Intent

The primary purpose of Bill A 1433 is to establish a framework for the issuance of pet insurance policies. This legislation aims to enhance the accessibility and affordability of veterinary care for pet owners by allowing insurance companies to offer specialized coverage for pets. The intent is to alleviate the financial burden associated with unexpected veterinary expenses, thereby promoting responsible pet ownership and animal welfare.

Key Provisions

While the specific text of the bill is not provided, the following key provisions are typically expected in legislation concerning pet insurance:

  • Insurance Coverage: The bill would outline the types of coverage that pet insurance policies must offer, including accident, illness, and preventive care.
  • Regulatory Framework: Establishes guidelines for insurance providers regarding policy issuance, claims processing, and consumer protections.
  • Consumer Information: Mandates that insurance companies provide clear and comprehensive information to consumers about policy terms, exclusions, and coverage limits.
  • Licensing Requirements: Sets forth requirements for insurance companies to be licensed to offer pet insurance in the state.

Impact

Who Would Be Affected

  • Pet Owners: The legislation is designed to benefit pet owners by providing them with more options for managing veterinary costs through insurance.
  • Insurance Companies: Insurers would be required to adapt their offerings to comply with the new regulations and may see an increase in demand for pet insurance products.
  • Veterinary Clinics: Increased pet insurance coverage may lead to higher rates of pet care and treatment, positively impacting veterinary practices.

Legislative Timeline

  • January 09, 2025: Bill introduced and referred to the Insurance Committee.
  • May 27, 2025: Passed in the Assembly and delivered to the Senate.
  • June 09, 2025: Passed in the Senate and returned to the Assembly.
  • October 09, 2025: Delivered to the Governor.
  • October 16, 2025: Vetoed by the Governor (VETOED MEMO.34).
  • October 17, 2025: Tabled.

Related Legislation

  • A 8276: A prior-session bill that may have addressed similar issues regarding pet insurance.
  • S 5324: A companion bill in the Senate that likely parallels the provisions of A 1433.

Conclusion

Bill A 1433 represents a significant step towards improving pet care accessibility through insurance. Although it has been tabled and vetoed, the discussions surrounding this legislation highlight the growing recognition of the importance of pet health and the financial challenges faced by pet owners. Future legislative efforts may revisit the concepts introduced in this bill to enhance pet insurance options.

Compiled from official sources — confirm details with the bill’s official record.

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