WeVote
Log In

Bill

Bill

A 3304

Prohibits fees for any service rendered through a bank relating to the use of an electronic benefit transfer card issued by the state or certain departments or agencies thereof

2025 Regular Session Introduced by Yudelka Tapia

Prohibits banks from charging any fees for services tied to state-issued EBT cards, reducing costs for beneficiaries; referred to the Banks Committee.

REFERRED TO BANKS
0
WeVote Research Nonpartisan
Bill Summary · A 3304

Summary: Bill A 3304 – Prohibits EBT-Related Bank Fees

Overview

Bill A 3304, introduced on January 27, 2025 and currently referred to the Banks Committee, would prohibit banks from charging fees for any service rendered through a bank that relates to the use of an electronic benefit transfer (EBT) card issued by the state or certain state departments or agencies. The primary sponsor is Yudelka Tapia.

Purpose and Intent

  • The core goal is to remove or prevent bank-imposed charges tied to the use of state-issued EBT cards.
  • By eliminating such fees, the bill aims to reduce financial barriers for recipients of state benefits who access their EBT funds through banks.

Key Provisions (based on Title)

  • Prohibition on fees: Banks would be barred from charging any fees for services connected to the use of an EBT card issued by the state or specified state agencies.
  • Scope: The prohibition covers “any service rendered through a bank” that relates to EBT card use. The exact definitions (which services, which banks, any exemptions) would appear in the bill’s full text.
  • Enforcement details: The summary provided does not include enforcement mechanisms, penalties, or exemptions; those would be specified in the statutory text.

Affected Parties

  • Beneficiaries: Recipients who use state-issued EBT cards for benefits.
  • Banks/Financial Institutions: Institutions that provide services related to EBT card use (e.g., ATM withdrawals, account services linked to EBT transactions).
  • State agencies: Entities issuing EBT cards.

Procedural and Timeline Considerations

  • Status: Referred to Banks (committee-level consideration pending).
  • Legislative actions: The bill shows two identical entries on 2025-01-27 indicating referral to the Banks Committee.
  • Timeline: No floor action or voting schedule provided; as a committee-referred bill, it would need approval in the Banks Committee and then progress through the chamber.

Sponsorship and Related Legislation

  • Primary sponsor: Yudelka Tapia.
  • Related bills from prior sessions: S 8616, S 446, and A 8999 (prior-session counterparts or related proposals suggesting ongoing interest in eliminating EBT-related fees).

Notes

  • The summary is based on the bill’s title and the information provided. The full text would define terms (e.g., “service,” “fees,” “bank,” and any exemptions) and specify enforcement provisions, exceptions, and penalties if any.

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.