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Bill

Bill

A 111

Prohibits certain surcharges on credit or debit card transactions

2025 Regular Session Introduced by Sam Berger

Bill A 111 protects consumers by banning extra fees on credit and debit card payments, promoting fair pricing and encouraging the use of secure electronic transactions.

REFERRED TO CITIES
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WeVote Research Nonpartisan
Bill Summary · A 111

Summary of Bill A 111

Bill Overview

  • Bill Number: A 111
  • Title: Prohibits certain surcharges on credit or debit card transactions
  • Status: Referred to Cities
  • Introduced On: January 08, 2025
  • Classification: Bill

Purpose and Intent

The primary purpose of Bill A 111 is to protect consumers from additional fees that may be imposed by merchants when customers choose to pay using credit or debit cards. By prohibiting these surcharges, the bill aims to promote fair pricing practices and enhance consumer rights in financial transactions.

Key Provisions

  • Prohibition of Surcharges: The bill specifically prohibits merchants from imposing any additional charges on customers who use credit or debit cards for their purchases. This includes any fees that may be added at the point of sale.
  • Consumer Protection: The legislation is designed to ensure that consumers are not penalized for using their preferred payment methods, thereby encouraging the use of electronic payments which can be more convenient and secure.

Affected Parties

  • Consumers: The bill directly benefits consumers by eliminating unexpected fees associated with card transactions, making it easier for them to budget and manage their expenses.
  • Merchants: While the bill protects consumers, it may impact merchants who currently impose surcharges as a way to offset transaction fees charged by credit card companies. Merchants will need to adjust their pricing strategies accordingly.

Legislative Process

  • Current Status: As of January 08, 2025, the bill has been referred to the Cities committee for further consideration. This is an early stage in the legislative process, and the bill will need to undergo discussions, potential amendments, and votes before it can become law.

Related Legislation

Bill A 111 is part of a broader legislative context, with several related bills from prior sessions, including:
- A 9755
- A 8043
- A 992
- A 729
- A 8217

These related bills may address similar issues regarding payment practices and consumer protections, indicating ongoing legislative interest in this area.

Conclusion

Bill A 111 seeks to enhance consumer protection by prohibiting surcharges on credit and debit card transactions. As it progresses through the legislative process, stakeholders, including consumers and merchants, will be closely monitoring its developments and potential implications for payment practices in the marketplace.

Compiled from official sources — confirm details with the bill’s official record.

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