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Bill

Bill

HB 4928

Occupations: appraisers; reporting window for misconduct related to appraisals; remove. Amends sec. 2635 of 1980 PA 299 (MCL 339.2635).

2025-2026 Regular Session Introduced by Ken Borton and 4 co-sponsors

Michigan bill removes the time deadline for filing misconduct complaints against appraisers, allowing complaints indefinitely instead of within a set reporting window.

bill electronically reproduced 09/11/2025
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Bill Summary · HB 4928

Legislative bill overview

HB 4928 amends Michigan's occupational licensing law to remove the time window requirement for reporting misconduct by appraisers. Currently, appraisers or entities must report violations within a specified period; this bill eliminates that deadline, allowing complaints to be filed at any time.

Why is this important

Appraisers determine property values for mortgages, insurance, and property taxes, making their integrity crucial to real estate transactions. Removing reporting deadlines could allow complaints about past misconduct to surface years later, potentially affecting an appraiser's license and reputation indefinitely, or it could eliminate accountability by removing the mechanism entirely depending on implementation.

Potential points of contention

  • Consumer protection vs. business certainty: Removing time limits protects consumers who discover misconduct years after the fact, but creates uncertainty for appraisers who cannot achieve finality or closure on past conduct.
  • Burden on licensing boards: Investigating old complaints requires locating records, witnesses, and documentation that may no longer exist, straining regulatory resources.
  • Fairness concerns: Appraisers could face sanctions for conduct that occurred many years ago when standards or regulations may have been different, raising due process questions.

Compiled from official sources — confirm details with the bill’s official record.

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