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Bill

H 3577

Nursing loan and scholarship forgiveness

2025-2026 Regular Session Introduced by Gilda Cobb-Hunter and 2 co-sponsors

Massachusetts H 3577 creates the Zero Carbon Renovation Fund to finance deep energy renovations of existing buildings, prioritizing affordable housing, low/moderate income homes, s

Referred to Committee on Education and Public Works
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Bill Summary · H 3577

Summary — Bill H 3577 (materials provided)

Note on source materials
- The documents provided include two different legislative texts appended together: (A) Massachusetts House Bill No. 3577 entitled “An Act establishing a zero carbon renovation fund” (filed Jan 16, 2025), and (B) text of a South Carolina statutory amendment concerning nursing education loans (filed Dec 12, 2024). The Massachusetts filing bears House No. 3577 in the One Hundred and Ninety-Fourth General Court; the South Carolina text appears to be a separate bill inserted in the same packet. Below are concise, separate summaries of each so readers can see the subject and key provisions of both.

A. Massachusetts — “An Act establishing a Zero Carbon Renovation Fund” (House No. 3577)

Purpose and intent
- Create a dedicated fund to support deep decarbonization / energy-efficiency renovations of existing buildings across Massachusetts, prioritizing affordable housing, low- and moderate‑income homes, municipal buildings (including public schools), and small certified diverse businesses.

Key provisions
- Inserts a new Section 29 into Chapter 21A establishing the “Zero Carbon Renovation Fund,” to be administered by the Executive Office of Energy and Environmental Affairs (EEA) in consultation with multiple state entities (Department of Energy Resources, Mass. Clean Energy Technology Center, Governor’s Office of Climate Innovation and Resilience, Executive Office of Housing and Livable Communities, Massachusetts School Building Authority, Executive Office of Economic Development, Massachusetts Housing Partnership Fund Board, and Massachusetts Development Finance Agency).
- Eligible uses: costs to conduct “Zero Carbon Renovations” designed to, to the maximum practicable extent, (i) maximize energy efficiency; (ii) convert buildings to all‑electric heating, hot water, and cooking; (iii) add on‑site renewable energy generation; and (iv) use low‑embodied‑carbon materials.
- Allows funds for pre‑renovation remediation necessary to complete renovations (examples listed: mold, asbestos, pest infestation, lead paint, electrical upgrades for electrification, ADA accessibility upgrades, structural work).
- Prioritization: affordable housing (as defined in chapter 121B §38D), low/moderate income households, public schools, and buildings in environmental justice communities and gateway cities.
- Administrative direction: monies should be, to the extent feasible, allocated through existing decarbonization programs.
- Fiscal terms: fund receives transfers, gifts/grants; year‑end balances do not revert to the General Fund.
- Appropriation language included: proposes a transfer of not less than $300,000,000 to the fund.

Who is affected / potential impact
- Owners and occupants of existing residential and municipal buildings, public school districts, affordable housing developers/operators, and certified small diverse businesses seeking deep energy upgrades.
- Expected impacts: reduced building fossil fuel use, lower operational emissions, greater all‑electric building stock, improved indoor environmental health where remediation is funded, and potential local economic activity tied to renovations and clean‑energy installations.

Procedural / timeline notes
- Bill filed Jan 16, 2025 (House Docket No. 3171 / House No. 3577).
- Referred to committees listed in the documents (Telecommunications, Utilities and Energy; also shown as referred to Education and Public Works in some entries).
- Hearing(s) scheduled / rescheduled for Sept. 25, 2025 in the materials; appropriation language included in the bill text.

B. South Carolina — Amendment to Section 59‑110‑60 (Critical Needs Nursing Initiative) — nursing loan program (separate bill text)

Purpose and intent
- Expand availability of state Critical Needs Scholarship/Loan program funds for nursing education loans tied to service commitments in geographically defined critical‑need areas.

Key provisions
- Authorizes nursing education loans (subject to funding availability) with maximum amounts:
- Licensed practical nurse (LPN) or nursing assistant (NA) diploma: up to $10,000 per loan.
- Associate’s degree in nursing (ADN): up to $20,000 per loan.
- Bachelor’s degree in nursing (BSN) for students who previously earned an ADN: up to $20,000 per loan.
- BSN for students without a prior ADN: up to $40,000 per loan.
- Service requirement: recipients must apply for licensure in South Carolina and, within six months of licensure, practice in a State‑designated critical needs service area (designation by the Office for Health Care Workforce Research with collaborators).
- Contract and repayment terms:
- Recipients enter a contract with the Commission (state) agreeing to practice one year in a critical needs area for each year of loan funding; completion converts the loan to satisfied (forgiven).
- Contracts shall include penalties for willful/unjustifiable noncompliance (repayment demand plus interest at prime rate + 2% from date funds were advanced).
- Contracts may provide for deferral of payments while the recipient practices in the critical needs area.
- Effective date: upon gubernatorial approval.

Who is affected / potential impact
- Nursing students and prospective LPN/NA/ADN/BSN students in South Carolina who are willing to commit to practice in designated high‑need geographic areas.
- Health providers and underserved communities in critical‑need areas may gain additional workforce capacity.
- State fiscal exposure exists for loan forgiveness contingent on recipients meeting service requirements; penalties recover funds for noncompliance.

Procedural / timeline notes
- SC text indicates immediate effect upon governor’s signature.

If you want, I can:
- Verify which of these two texts you want a focused analysis on (Massachusetts H.3577 Zero Carbon Renovation Fund vs. the South Carolina nursing loan amendment).
- Produce a one‑page brief estimating fiscal, workforce, and implementation considerations for either bill.

Compiled from official sources — confirm details with the bill’s official record.

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