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HB 2100

Medicare supplement policies; annual open enrollment period, individual Medicare policies, etc.

2025 Regular Session Introduced by Jackie Glass and 3 co-sponsors

Virginia establishes an annual open enrollment period for Medicare supplement policies and adjusts individual policy requirements, effective July 1, 2025.

Acts of Assembly Chapter text (CHAP0530)
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Bill Summary · HB 2100

Legislative bill overview

HB 2100 modifies Virginia's regulation of Medicare supplement insurance policies by establishing an annual open enrollment period and adjusting requirements for individual Medicare policies. The bill, now Chapter 530, became effective July 1, 2025, and was sponsored by four Virginia legislators across both parties.

Why is this important

Medicare supplement (Medigap) policies help seniors cover costs that Original Medicare doesn't pay. Changes to enrollment periods and policy requirements directly affect when older Virginians can switch plans and what coverage options remain available to them, potentially impacting healthcare affordability for this vulnerable population.

Potential points of contention

  • Enrollment window restrictions: An annual open enrollment period may limit consumer flexibility compared to allowing enrollment anytime, potentially trapping seniors in suboptimal plans if they miss the window
  • Insurance industry impact: Changes to individual policy requirements could reduce profitability for some insurers, potentially leading to market exit or premium increases for remaining plans
  • Implementation complexity: Coordinating a new annual enrollment system requires coordination between insurers, Medicare, and state regulators, with potential for administrative confusion during transition

Compiled from official sources — confirm details with the bill’s official record.

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