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HB 25-1068

Malpractice Insurers Gender-Affirming Care Minors

2025 Regular Session Introduced by Mark Baisley and 1 co-sponsor

HB 25-1068 would have allowed insurers to deny malpractice coverage for gender-affirming care to minors, limiting access for healthcare providers and increasing state costs.

House Committee on Health & Human Services Postpone Indefinitely
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Bill Summary · HB 25-1068

Summary of HB 25-1068: Malpractice Insurers Gender-Affirming Care Minors

Bill Overview

Bill Number: HB 25-1068
Introduced: January 8, 2025
Status: Postponed Indefinitely by the House Committee on Health & Human Services on February 5, 2025
Prime Sponsors: Rep. Bottoms, Sen. Baisley

The primary intent of HB 25-1068 was to modify the regulations governing medical malpractice insurers in relation to healthcare providers offering gender-affirming care to minors. The bill sought to allow insurers to take actions that are currently prohibited under existing law.

Key Provisions

The bill proposed the following significant changes:

  • Permissive Actions by Insurers: Medical malpractice insurers would be allowed to:

    • Refuse to issue a medical malpractice policy.
    • Cancel or terminate an existing medical malpractice policy.
    • Refuse to renew a medical malpractice policy.
    • Impose sanctions, fines, penalties, or rate increases against healthcare providers who offer gender-affirming care to minors.

  • Restrictions on State Funding: Insurers would be prohibited from accepting state funds to cover premiums for malpractice policies that insure healthcare professionals or facilities providing gender-affirming care to minors.

Impact of the Bill

Affected Parties

  • Healthcare Providers: The bill would primarily impact healthcare professionals and facilities that provide gender-affirming care to minors, potentially limiting their ability to obtain malpractice insurance.
  • State Agencies: Various state agencies, including the Department of Health Care Policy and Financing and the Department of Human Services, could see increased workloads and expenditures if fewer in-state providers offer gender-affirming care, leading to a reliance on out-of-state services.

Financial Implications

  • State Expenditures: The fiscal note indicated that the bill could lead to indeterminate increases in state expenditures, particularly in covering out-of-state care for minors if local providers are unable to offer such services due to insurance issues. However, no specific appropriation was required.
  • No Immediate Revenue Changes: The bill was projected to have no impact on state revenue or TABOR refunds.

Procedural Aspects

  • The bill was introduced and assigned to the House Committee on Health & Human Services but was ultimately postponed indefinitely, meaning it will not advance further in the legislative process.

Conclusion

HB 25-1068 aimed to alter the landscape of medical malpractice insurance for providers of gender-affirming care to minors, potentially creating barriers for these essential services. However, the bill was postponed indefinitely, and thus, its provisions will not be enacted.

Compiled from official sources — confirm details with the bill’s official record.

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