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Bill

SB 5080

Making financial education instruction a graduation requirement.

2025-2026 Regular Session Introduced by Paul Harris and 10 co-sponsors

SB 5080 mandates financial education as a high school graduation requirement in Washington, ensuring all students complete personal finance coursework before diplomas.

By resolution, reintroduced and retained in present status.
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Bill Summary · SB 5080

Legislative bill overview

SB 5080 would require financial education instruction to be a mandatory graduation requirement for all high school students in Washington State. The bill establishes that students must complete coursework covering personal finance topics before receiving their diploma, altering current graduation standards that do not universally mandate financial literacy.

Why is this important

Financial literacy directly affects students' long-term economic outcomes, including debt management, retirement planning, and wealth-building capacity. Currently, financial education varies significantly by school district, meaning some students graduate without foundational knowledge of budgeting, credit, or investing—skills that impact their financial security throughout adulthood.

Potential points of contention

  • Curriculum crowding: High school graduation requirements are already substantial; adding mandatory financial education may require reducing time spent on other subjects or existing requirements, creating trade-offs in what students learn
  • Implementation costs and teacher preparation: Schools would need funding for curriculum development, teacher training, and instructional materials; adequate resources may vary significantly by district, potentially creating equity gaps
  • Content scope and political sensitivity: Disagreement could arise over what financial topics to include (e.g., cryptocurrency, investing philosophies, debt structures) and who controls curriculum standards, as financial education intersects with economic and political values

Compiled from official sources — confirm details with the bill’s official record.

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