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Bill

HB 150

LOCAL GOVERNMENT: Authorizes Cameron Parish to establish a local insurance program

2026 Regular Session Introduced by Ryan Bourriaque

Cameron Parish may create a local insurance program and fund to offset homeowners’ and flood insurance costs for eligible residents, with local control and funding.

Effective date: 08/01/2026.
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WeVote Research Nonpartisan
Bill Summary · HB 150

Summary of HB 150 (2026) – Louisiana: Local Government — Cameron Parish Local Insurance Program

Purpose and intent

  • Authorizes Cameron Parish to create a local, parish-level insurance program to help residents offset homeowners’ and flood insurance costs.
  • The program is designed to be established and managed at the parish level, with funds and governance defined by local ordinance.

Key provisions and changes

  • Establishment of a Local Insurance Program:
    • The Cameron Parish governing authority may adopt an ordinance to create a program that assists homeowners with insurance cost-offsets.
    • The ordinance must provide for administration and management of the program and establish rules and regulations to determine eligibility for assistance.
  • Local Insurance Fund:
    • The parish may establish a Local Insurance Fund to finance the program.
    • The governing authority may appropriate local parish funds to the fund.
    • The parish may also solicit and accept voluntary contributions and grants to support the program.
  • Eligibility and Administration:
    • The ordinance must include eligibility criteria to determine which homeowners qualify for assistance, enabling targeted support rather than universal subsidies.
  • Termination and Funds Handling:
    • The program may be modified or repealed per the establishing ordinance.
    • If the program ceases to exist, all funds are to be transferred to the Cameron Parish general fund.

Who is affected

  • Property owners and residents within Cameron Parish who are in need of assistance with homeowners and flood insurance costs.
  • Cameron Parish government (parish governing authority) responsible for implementing, managing, funding, and regulating the program.
  • Potential donors or grantors (state, federal, private, or nonprofit entities) may contribute to the Local Insurance Fund.

Procedural and timeline aspects

  • Legal framework created by enacting a new Chapter 18 of Title 33 (R.S. 33:7151), establishing authority and process.
  • The bill specifies that an ordinance is required to establish the program and fund, including eligibility rules and administration structure.
  • Funding decisions are at the discretion of the parish, via appropriation of local funds or acceptance of voluntary contributions/grants.
  • If discontinued, a defined process transfers remaining funds to the parish general fund.

Additional notes

  • The bill adds a localized option for disaster resilience and cost relief within Cameron Parish, reflecting a trend toward geographically targeted insurer subsidies at the local government level.
  • It does not specify state funding, caps, or guaranteed benefit levels; instead, it emphasizes local control over design, eligibility, and funding sources.

Compiled from official sources — confirm details with the bill’s official record.

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