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HB 25B-1013

Limit Subsidies Health Insurance Affordability Enterprise

2025 First Extraordinary Session Introduced by Mark Baisley and 1 co-sponsor

HB 25B-1013 limits health insurance subsidies to U.S. citizens and lawful residents, cutting access for undocumented individuals to stabilize state resources during a fiscal crisis.

Introduced In House - Assigned to Health & Human Services
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Bill Summary · HB 25B-1013

Summary of HB 25B-1013: Limit Subsidies Health Insurance Affordability Enterprise

Bill Information:
- Bill Number: HB 25B-1013
- Title: Limit Subsidies Health Insurance Affordability Enterprise
- Status: Introduced in House - Assigned to Health & Human Services
- Introduced: August 21, 2025
- Classification: Bill

Purpose and Intent

HB 25B-1013 aims to narrow the eligibility criteria for the Health Insurance Affordability Enterprise’s (HIAE) OmniSalud program. The bill seeks to ensure that only U.S. citizens and individuals with lawful immigration status are eligible for health insurance subsidies, thereby reallocating state resources during a declared fiscal emergency.

Key Provisions

  • Eligibility Changes:

    • The bill disqualifies all current enrollees in the OmniSalud program who do not have lawful immigration status.
    • Eligibility will be limited to individuals who qualify for federal tax credits or state-funded insurance.

  • Funding Allocation:

    • The HIAE currently allocates at least $18 million annually to subsidize insurance for all Coloradans with incomes below 300% of the federal poverty line (FPL), regardless of immigration status.
    • Under the new provisions, funds will be redirected to support only those who meet the new eligibility criteria.

  • Administrative Adjustments:

    • The bill mandates that state agencies update application processes and eligibility verification systems to comply with the new standards.

Impact

  • Affected Populations:

    • Individuals without lawful immigration status will lose access to the OmniSalud program.
    • Eligible individuals will be those who meet federal income requirements and immigration status.

  • State Expenditures:

    • The bill does not require new appropriations and is projected to have no immediate fiscal impact on the overall budget for the OmniSalud program.
    • However, it will shift spending to a different population starting in FY 2025-26, potentially incurring additional administrative costs.

  • Projected Savings:

    • The bill is expected to free up state resources, which could be redirected to stabilize premiums and maintain coverage for eligible Coloradans facing potential rate increases.

Procedural Aspects

  • Effective Date: The bill would take effect upon the signature of the Governor or upon becoming law without his signature.
  • Current Status: The bill was postponed indefinitely by the House Health & Human Services committee on August 21, 2025, meaning it will not advance further in the legislative process.

Conclusion

HB 25B-1013 represents a significant shift in health insurance subsidy eligibility in Colorado, focusing on prioritizing resources for U.S. citizens and lawful residents during a fiscal crisis. The proposed changes aim to stabilize the health insurance market while addressing budgetary constraints.

Compiled from official sources — confirm details with the bill’s official record.

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