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Bill

HB 1097

Insurance Research

2025 Regular Session Introduced by Jennifer Canady and 1 co-sponsor

Florida bill addressing insurance industry research requirements died in committee without final passage or clear policy outcome.

Died on Second Reading Calendar
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Bill Summary · HB 1097

Legislative bill overview

HB 1097 is a Florida bill that died in the legislative process without passing. Based on its title and committee routing through Commerce, it likely addressed insurance research requirements or data collection procedures, though specific provisions are not detailed in the available action history.

Why is this important

Insurance regulation directly affects consumer premiums, coverage availability, and market competition. Research requirements can inform better regulatory decisions but may also impose compliance costs on insurers that could be passed to consumers.

Potential points of contention

  • Whether insurance companies should be required to conduct or fund additional research, potentially increasing costs
  • Data privacy concerns if research involves collecting or sharing consumer insurance information
  • Whether research mandates give regulators better information for rate-setting or simply create bureaucratic burden

Compiled from official sources — confirm details with the bill’s official record.

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