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SB 133

Insurance: producers; continuing education credit carryover system for insurance producers who belong to a professional insurance association; provide for. Amends sec. 1204c of 1956 PA 218 (MCL 500.1204c).

2025-2026 Regular Session Introduced by Sam Singh

Michigan allows insurance producers in professional associations to carry over unused continuing education credits between licensing periods, increasing flexibility in CE requirements.

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Bill Summary · SB 133

Legislative bill overview

SB 133 amends Michigan's insurance producer licensing law to allow insurance producers who belong to professional insurance associations to carry over unused continuing education (CE) credits from one licensing period to the next. Previously, CE credits had to be completed and used within a single licensing term, with no carryover provision.

Why is this important

This change affects thousands of Michigan insurance professionals by providing more flexibility in meeting CE requirements and reducing the burden of completing credits on rigid timelines. It acknowledges that professional insurance associations may have different educational structures and allows producers greater autonomy in managing their professional development schedules.

Potential points of contention

  • Regulatory consistency concerns: Allowing carryover only for association members creates a two-tier system where some producers have flexibility others don't, potentially creating fairness questions
  • Consumer protection questions: Critics might argue that strict, timely CE requirements ensure current knowledge; carryover could allow outdated training to satisfy requirements
  • Implementation details unclear: The bill language doesn't specify maximum carryover amounts, expiration dates for old credits, or how association membership is verified, leaving regulatory gaps

Compiled from official sources — confirm details with the bill’s official record.

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