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HB 4610

Insurance: other; certain references in the insurance code; make gender neutral. Amends secs. 2207, 2209, 3110 & 3402 of 1956 PA 218 (MCL 500.2207 et seq.). TIE BAR WITH: HJR F'25

2025-2026 Regular Session Introduced by Joey Andrews and 27 co-sponsors

Michigan HB 4610 replaces gender-specific language with gender-neutral terms in four sections of the state Insurance Code to modernize statutory language and ensure equal application of insurance regulations.

bill electronically reproduced 06/10/2025
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Bill Summary · HB 4610

Legislative bill overview

HB 4610 amends Michigan's 1956 Insurance Code to replace gender-specific language with gender-neutral terminology in four sections (2207, 2209, 3110, and 3402). The bill is tied to House Joint Resolution F'25, suggesting it may be part of a broader legislative package addressing similar language updates across state law.

Why is this important

Insurance codes establish legal frameworks affecting policy coverage, claims, beneficiary designations, and consumer protections. Updating language to be gender-neutral ensures the law applies equally regardless of gender identity and modernizes statutory language to reflect contemporary legal standards used in many states. This can reduce ambiguity in how insurance regulations are interpreted and applied.

Potential points of contention

  • Scope and consistency: Critics may question why only four specific sections are being updated rather than conducting a comprehensive review of all gender-specific language throughout the entire Insurance Code
  • Practical impact clarity: The bill's summary doesn't specify which pronouns or terms are being changed, making it unclear whether changes are merely stylistic or substantively alter policy interpretation
  • Connection to broader agenda: The tie-bar with HJR F'25 is undefined in this summary, leaving uncertainty about whether this is part of a larger legislative initiative some may view as controversial

Compiled from official sources — confirm details with the bill’s official record.

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