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Bill

HB 477

INSURANCE/HEALTH: Modifies provisions of law regarding health insurance coverage of prosthetic and custom orthotic devices and services (OR INCREASE EX See Note)

2026 Regular Session Introduced by Troy Hebert

Louisiana expands health insurance coverage requirements for prosthetic and orthotic devices, requiring insurers to cover these mobility-essential medical devices.

Reported by substitute (11-0).
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WeVote Research Nonpartisan
Bill Summary · HB 477

Legislative bill overview

HB 477 modifies Louisiana's health insurance requirements to expand or clarify coverage of prosthetic and custom orthotic devices and services. The bill passed committee with unanimous support (11-0) and appears designed to strengthen insurance protections for patients requiring these medical devices.

Why is this important

Prosthetics and custom orthotics are essential mobility and functional devices for individuals with limb loss, paralysis, or orthopedic conditions. Insurance coverage gaps for these devices directly affect patients' ability to work, participate in daily activities, and maintain independence. This bill addresses whether insurers must cover these devices and under what conditions.

Potential points of contention

  • Coverage mandate scope: Unclear whether the bill requires all prosthetic/orthotic devices or only certain types, and whether this creates unfunded mandates on insurers
  • Cost implications: Expansion of mandatory coverage could increase insurance premiums for all policyholders, potentially making coverage less affordable overall
  • Definition disputes: The phrase "prosthetic and custom orthotic devices and services" may be interpreted differently by insurers versus patients regarding what qualifies for coverage

Compiled from official sources — confirm details with the bill’s official record.

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