WeVote
Log In

Bill

KB

Bill

HB 4740

Insurance: health insurers; required coverage for autism spectrum disorders; modify. Amends sec. 3406s of 1956 PA 218 (MCL 500.3406s).

2025-2026 Regular Session Introduced by Kelly Breen and 8 co-sponsors

Michigan bill modifying health insurance requirements for autism spectrum disorder coverage; currently in committee with no substantive action taken.

bill electronically reproduced 07/15/2025
#insurance:healthbenefits #insurance:healthinsurers
0
WeVote Research Nonpartisan
Bill Summary · HB 4740

Legislative bill overview

HB 4740 modifies Michigan's insurance law (MCL 500.3406s) to change how health insurers must cover autism spectrum disorder (ASD) treatments and services. The bill has been introduced and referred to the Insurance Committee but has not yet undergone substantive debate or votes.

Why is this important

Autism spectrum disorder affects a significant portion of Michigan's population, and insurance coverage requirements directly impact families' ability to access therapeutic services like applied behavior analysis (ABA), speech therapy, and occupational therapy. Changes to coverage mandates can either expand access for families or shift financial burdens depending on how the amendments are structured.

Potential points of contention

  • Scope of coverage: Whether the bill expands, restricts, or maintains current ASD treatment coverage requirements; lack of bill text details what specific modifications are being made
  • Cost implications: Insurance companies may argue expanded mandates increase premiums, while patient advocates may counter that current coverage remains insufficient or inaccessible
  • Age and duration limits: Disagreement over whether coverage should extend to adults with autism or be limited to children, and whether lifetime or annual caps should apply

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.