Insurance, Health, Accident - As introduced, decreases, from 10 to nine business days, the time that a health insurance carrier has after receipt of a written request from a healthcare provider to deliver to the provider at the provider's dedicated email address that provider's fee schedule, free of charge, in either a partial or full version as requested by the provider, in a transferable industry standard spreadsheet, including Microsoft Excel or other comparable format. - Amends TCA Title 3; Title 4; Title 5; Title 6; Title 7; Title 8; Title 10; Title 12; Title 29; Title 35; Title 36; Title 37; Title 39; Title 40; Title 41; Title 42; Title 45; Title 47; Title 49; Title 50; Title 52; Title 53; Title 56; Title 58; Title 63; Title 67; Title 68 and Title 71.

114th Regular Session (2025-2026) Introduced by Cameron Sexton

Tennessee requires health insurers to deliver provider fee schedules via email within 9 business days instead of 10, in spreadsheet format at no cost.

H. adopted am. (Amendment 1 - HA0901)

#accident #health #insurance

Legislative bill overview

HB 2503 reduces the timeline for health insurance carriers to provide healthcare providers with their fee schedules from 10 to 9 business days after a written request. The fee schedules must be delivered via dedicated email in a transferable industry standard spreadsheet format (such as Excel) at no cost to the provider, in either partial or full versions as requested.

Why is this important

Healthcare providers need timely access to fee schedules to understand reimbursement rates, coordinate care, and manage billing operations efficiently. Faster access can reduce administrative delays and help smaller practices that lack resources to chase down this information. However, the change is minimal—only one business day difference—so its practical impact may be limited.

Potential points of contention

Minimal practical effect: Reducing the timeline by just one business day may not meaningfully improve provider operations or justify implementation costs for insurers

Compliance burden: Insurance carriers may argue that accelerating document preparation adds administrative costs, which could be passed to consumers through higher premiums

Scope of amendments: The bill amends 28 different Tennessee Code Annotated titles, suggesting broader changes than the stated fee schedule delivery requirement—the full legislative intent is unclear from this summary alone