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Bill

SB 199

INSURANCE DEPARTMENT: Provides for the authority of the Department of Insurance in instances of fraud. (gov sig) (EG NO IMPACT See Note)

2025 Regular Session Introduced by Brach Myers

SB 199 expands the Louisiana Department of Insurance's authority to investigate and prosecute insurance fraud, with no projected state fiscal impact.

Read by title and returned to the Calendar, subject to call.
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Bill Summary · SB 199

Legislative bill overview

SB 199 expands the authority of Louisiana's Department of Insurance to investigate and take action against insurance fraud. The bill has passed through committee with amendments and awaits final senate passage. The legislative fiscal note indicates no fiscal impact to the state.

Why is this important

Insurance fraud increases premiums for all consumers and destabilizes the insurance market. Granting clearer enforcement authority to the Department of Insurance can improve fraud detection and prosecution, potentially protecting legitimate policyholders and insurers. However, the bill's specific provisions remain unclear from the legislative summary provided.

Potential points of contention

  • Lack of transparency: The bill summary does not detail what specific new powers the Department would receive, making it difficult for the public to evaluate scope and appropriateness
  • Due process concerns: Expanded fraud authority could raise questions about investigation procedures, appeal rights, and protections for those wrongly accused
  • Implementation unclear: Without knowing whether existing staff can handle new responsibilities, the "no fiscal impact" claim may underestimate actual costs to state operations

Compiled from official sources — confirm details with the bill’s official record.

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